Doug Jones's (dougj) Blog

Follow me
By
Mortgage and Lending - Mortgage Magic

ARCHIVED BLOG POSTS

2010 

Because most only use a mortgage for a refinance or purchase every 5-8 years there are many people who are not aware that all of the loan rules have changed. I am sure somewhere there is an exception to what I will say but for the most part: 1. All Residential loans; Purchase, Cash out ,or Refina...
08/31/2010
You should read this until the end. One of the magic magazines I receive monthly has a section called "Broken Wand". It is the obituary column of magicians who have passed on and no longer perform in this life. I am always fascinated at the life experiences of some of these people and their 'othe...
08/27/2010
I am still blown away at the entire Internet thing. Where does the data exist? It is fascinating and even though I don't understand it I am glad to use all of the marketing support I can get! Check out the listing at http://www.2097JonathanAv.com  
08/25/2010
You have had it happen...a client went to someone else because they could not "find" you. The first mortgage loan I wrote at Mortgage Magic came to me that way. I asked the client why he did not go back to his previous broker and the reply was, "I could not find him." I determined right there tha...
08/25/2010
Sometimes a client cannot come up with closing costs or the 3.5% down payment that is required by FHA. But, the client can qualify for the mortgage payment and has good credit. For that client we do have a no money down and no closing cost loan. The rate is only 4.0% based on a 30 year fixed rate...
08/24/2010
Every thing goes in cycles and every event has its day. Most feel that higher taxes are almost guaranteed. Here is an article that explains what is to happen if the "Bush Tax Cuts" are not extended. New Year, Higher Taxes?After the Waterford Crystal ball descends in Times Square on New Year's Eve...
08/23/2010
Today all of the loans are full doc so clients are moving into their homes with a good financial footing. Along with making sure insurances and a "nest egg" are in place, they all should watch and consider taking the action this video suggests..
08/11/2010
We have all heard the adage, "laughter is the best medicine." Norman Cousins had an incurable disease and says he was cured with mega doses of Vitamin C and mega doses of Laughter. You can read about this in his book The Anatomy of an Illness. When you laugh you give off good feelings; good vibes...
08/10/2010
The rates were higher when this video was created. But the idea is the same. This video can save you and your clients thousands of dollars.
08/09/2010
08/07/2010
Rainmaker
376,831

Doug Jones

Mortgage Broker - NMLS 286668
local_phone(408) 975-2400
smartphone(408) 209-6773
Contact The Author