ARCHIVED BLOG POSTS
2010
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The Housing Trust of Santa Clara County has many homebuyer loan programs. In this blog I will tell about the MortgageAssistance Program. This is a second mortgage loan that will lend up to 17% of the purchase price to $850,000. So the client must come in with 3% - in truth most will need to gathe...
09/30/2010
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Almost all the Realtors and Lenders I have met are honest, caring and want to share with the community. The days are beautiful now- today it will be 95 degrees in San Jose but very soon we come to the Winter season of Halloween, Thanksgiving and Christmas. In the United States and many parts of t...
09/27/2010
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I think this blog will put me over the 100,000 point mark...Getting to 100,000 has been fun..I have ranted and raved. I have complained and criticized the banks, government, and the system. In other words I have condemned "the Man". I think blogging let me get things out of my system and I notice...
09/22/2010
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Dale Carnegie wrote a famous book How to stop worrying and start living. Even though this book is more than 50 years old now it is well worth reading. One of his suggestions about dealing with worry is to live in day tight compartments; just focus on this day. I am using the same idea in marketin...
09/22/2010
Loss approaches us many ways and we are stripped of things we value. I have worked in credit since 1968 and value good credit and take pride in my credit but my credit score is not me. I help clients improve their credit score so that they may qualify for a loan or for better interest rates. That...
09/20/2010
It is funny the more stable things become the less I seem to have topics to write about. In my area prices seem to be stabilizing and activity is not brisk but "normal" and loans are available for the most part. Then I will jus go do magic ! I have 4 magic shows this weekend so that is keeping m...
09/18/2010
Somebody has to believe they have the best priced home. I think this is the best priced home in the Willow Glen area of San Jose.......Big five bed room beauty! Check it out on Tour Factory here: http://tours.tourfactory.com/tours/tour.asp?t=611604 Doug JonesCalif DRE 00979517 http://buyersrealty...
09/15/2010
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Good team mates are so valuable and at Mortgage Magic I have been blessed for 21 years. I have a Sr. Processor, Underwriter, Right Hand Person, and 'Can-Do-All' in my associate, Gloria. Gloria has been with me for 21 years since she was 18 years old. From the first day I knew she was excellent an...
09/15/2010
This past week I have received 8 emails that all have the same request. "My rate is 6.5% and my balance is $558,250 but the value is only $489,500. We would like to refinance and make some headway. Even though we have had the loan for 5 years and have never missed a payment the bank tells us that...
09/14/2010
I love this commercial. It is humorous, simple and uses the name of the company (Mortgage Magic) many times.
09/11/2010
Rainmaker
376,831
376,831
Doug Jones
Mortgage Broker - NMLS 286668