Doug Jones's (dougj) Blog

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Mortgage and Lending - Mortgage Magic

ARCHIVED BLOG POSTS

2013 

What if you really had faith for one day? What if you really believed that your thoughts and words have power for one day?   Most people I meet state that they have belief and belief in "the power of positive thinking" but I notice my life and their life and perhaps we have belief in certain area...
09/30/2013
What are your chances of being turned down for a mortgage loan? It depends on where you go. Data released by the Federal Financial Institutions Examination Council show that among the top 10 mortgage lending banks that Chase turns down 33.6% of all applicants , Bank of America 25.6%, and Wells Fa...
09/27/2013
So many don't reach a goal because they don't hit that goal from every angle. Most will focus on the desired result only - which many times is good enough. But what if you have a stubborn goal that eludes you ?   I have heard it said "For big goals pray big prayers"..That is good advice but here ...
09/24/2013
I was in Boulder, Colorado this week and on Sunday afternoon saw hundreds of people being interviewed by FEMA representatives at a local shopping center. I was happy to see that they (FEMA) moved in so quickly to assist. Also the SBA and U.S. Food were in the same center to assist those who are o...
09/23/2013
You Must Market and get to Know the Younger Generation   (If you are older)       I used to get so much business from my friends and my friends friends. As many of us get older we get settled into patterns of habits that cause our circles of friends to get smaller and smaller. Or, in Real Estate ...
09/13/2013
This very short video can help anyone in sales be more successful because it takes away a lot of stress and it opens lines of communications with clients letting the sales person know where the customer is in the process. This techniquie is so simple that it can be applied as soon as you watch th...
09/09/2013
Real Estate Coaches are probably valuable and wonderful. I have never used one and don't know much about what they do but I picked up a magazine off a co-workers desk and noticed an advertisement that really confused me.   On this "Referral Maker" ( a fun and easy way to generate leads) there are...
09/06/2013
First comes ugly then comes hope. My customer was caught up in the recession big time. During that time he got a divorce, lost his home to foreclosure, and filed a bankruptcy.   That was ugly..but he continued to work and began to re-establish his credit and has a new lady friend. They want to bu...
09/06/2013
Mortgage Magic is an approved MCC lender in Santa Clara County. This is a first time homebuyer program.   Program Description       The Mortgage Credit Certificate Program (MCC), authorized by Congress in 1984, provides financial assistance to first-time homebuyer's. The Santa Clara County MCC ta...
09/06/2013
A friend asked me a question about her equity line. She wants to know what will happen in a couple of years. As soon as she asked the question I thought, "Holy Moses, I have an equity line and need to look at that !"   My friends balance is $249,790 and she makes monthly payments of $899. She is ...
09/04/2013
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Doug Jones

Mortgage Broker - NMLS 286668
local_phone(408) 975-2400
smartphone(408) 209-6773
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