Doug Jones's (dougj) Blog

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Mortgage and Lending - Mortgage Magic

ARCHIVED BLOG POSTS

2013 

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I have known this lesson for many years but sometimes forget and a customer will always remind me. Recently I closed a real estate transaction and really had some spectacular successes for the client along the way. I kept the client informed along the way and he was really happy at the end of the...
10/30/2013

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Years ago four of us in my office would meet each morning and we would each write 5 positive affirmations about the company, the business, and the day. Each of us would write 5 affirmations so that would be 20 affirmations in all.    Then we would each read our affirmations aloud to the group. Ev...
10/28/2013

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Most sales people become competent with product knowledge after a while and most have good communication skills and can present their product well. Two traits will  take a failing sales person to a sales superstar. If the sales person will do these two things the sales person can be assured of s...
10/24/2013

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Housing Trust Silicon Valley's Closing Cost Assistance Program is the most popular of our four programs designed to help qualified first-time homebuyers in our community, and is now available in the cities of Campbell, Cupertino, Los Gatos, Milpitas, Mountain View and Sunnyvale. Funds are curren...
10/18/2013

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These "sales boosters' are boosting my day. The 10 traits comes from Ned Smith at Business News Daily.   Success is the ability to go from failure to failure without losing your enthusiasm. – Winston Churchill   You don't close a sale; you open a relationship if you want to build a long-term, suc...
10/18/2013

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When I was young and rented the questions were (1) how much is the rent? (2) What's the location ? and (3) Is it nice?That was really all that we considered. I do think that we all have an intuition and a "gut feeling" that guides and protects us if we listen.Today we have access to more tools ba...
10/17/2013

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With interest rates increasing first time home buyers will want to look at MCC to see if they can save money on the mortgage purchase. Santa Clara County still has MCC money and Mortgage Magic is an approved MCC lender.   Processing Time       The Office of Affordable Housing tries to process MCC...
10/14/2013

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It is possible to take a reverse mortgage and actually build equity. Like the 'perfect storm' the situation has to be just right.   One of our loan officers presented me with this situation today. A sixty-two year old lady owns a home valued at $1,500,000 and she owes $280,000 on the mortgage. Th...
10/09/2013

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Ready to sell your home and pay cash for a Mobile Home? Not so fast. Even if you pay for the Mobile Home that is in a Mobile Home Park with cash you still must qualify with a credit and income check to be approved to live in the park and pay space rent. The information below comes from the Califo...
10/07/2013

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For almost every problem or issue Louise Hay in her book You can heal your life has her clients use the affirmation, “I love myself..I am wonderful…” She has the client do this while looking in a mirror and she has her clients repeat this affirmation 400 times each day.    If you love yourself, y...
10/02/2013
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