ARCHIVED BLOG POSTS
2014
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Here are 8 reasons I like helping clients with a Reverse Mortgage. 1. The client does not have to worry about a debt ratio. We do not collect taxes, pay stubs, 1099's or award letters. 2. The credit score is not an issue. We do run a credit check but that is checking for mortgage liens that a...
09/29/2014
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Have you ever been fired? Not laid off but actually fired? I have. I took a job for a bank to supervise a finance company division for Northern California. I was hired by the President of the bank and there were complaints about an 'outsider' coming in instead of an in house promotion. I was m...
09/29/2014
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"This is such an easy loan." Every time I have said those words something wild and crazy pops up to make the loan not so easy.My customer in this loan is delightful and easy to work with. Every thing was going so smooth until we received the appraisal which also came in more than expected.Then th...
09/15/2014
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Who do I want as a customer? I am a small broker who must constantly market for new business. But I still don't want to work with every customer. Even thought I work in a large city (San Jose) I still work one on one and have a small town approach to customers. I used to call this the Safeway ...
09/12/2014
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Now that time has passed I like the NMLS rules for Mortgage Loan Officers. The study and education requirements put us a notch higher than we were for the professional level. The required quarterly reporting lets everyone in the industry know that an agency is watching and protecting consumers. ...
09/05/2014
As a mortgage broker I am on the front line - the front service line. I work hard to communicate with clients in what will be for most the most complex business transaction that they will ever engage. Consumers purchase gasoline, milk, clothes, restaurant dinners, and vacations as a matter ...
09/04/2014
Rainmaker
376,831
376,831
Doug Jones
Mortgage Broker - NMLS 286668