Doug Jones's (dougj) Blog

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Mortgage and Lending - Mortgage Magic

ARCHIVED BLOG POSTS

2015 

In 2014 I had the opportunity to fund 9 loans that started with a bank and became a bank turndown. This year I have not seen that trend but it happened again yesterday. I am convinced that if I put 1,000 mortgage underwriters into a convention hall and presented this loan that 999 would approve i...
10/16/2015
Want to really improve your sales ? Learn to speak all languages ! I speak all languages and I learned to speak all languages many years ago. How is that possible ? Because I speak the Universal Language of Laughter; I speak the Universal Language of Touch; and I speak the Universal Language of L...
10/15/2015
24/7 No Mas. For so many years I would tell clients they could reach me 24/7 and I actually meant it and people did call me at unorthodox hours. Before cell phones  I traveled to Greece and tried my best to stay in contact. I traveled all over France and parts of Europe with a European cell phon...
10/14/2015
The quote below comes from Jamie Hopkins a writer for Forbes. I have heard so many quick negative comments about the Reverse Mortgage but when I question the speaker (gently) I always discover that they do not have accurate facts about the Reverse Mortgage loan. Of course everyone does not need t...
10/08/2015
It is embarrassing but a few years ago I paid $200 for a plumbing repair that took the plumber 3 minutes to do. He felt bad charging me but he had to make a night time / Holiday visit and $200 was the minimum charge. Today I look everything up on YouTube or Google. Below is the answer to my then ...
10/07/2015
If you were born during the Civil War (1865) and your home is paid for and worth $20,000,000 the most cash you can get from a HECM (Home Equity Conversion Mortgage) Reverse Mortgage; ( the FHA Reverse Mortgage ) is $457,119. the loan amount will be $469,125 but with fees for most loans the $457,...
10/05/2015
Can you do the paperwork?The California Association of Realtors makes our job a lot easier because all of the contracts are on line and the completion of forms is a simple task even for those who are not very computer savvy.The forms even have standard default dates that can be used to monitor th...
10/03/2015
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Doug Jones

Mortgage Broker - NMLS 286668
local_phone(408) 975-2400
smartphone(408) 209-6773
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