Doug Jones's (dougj) Blog

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Mortgage and Lending - Mortgage Magic

ARCHIVED BLOG POSTS

2017 

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The Reverse Mortgage Loan is basically the same as a regular mortgage loan.1. The RM has the same goal as a regular mortgage loan; to put the customer into a betterfinancial situation. If the customer has not solved a problem with the loan and made their financial situation better, the loan shoul...
07/31/2017

2 Comments
They say that most major league hitters need about 1500 at bats in the minor leagues before a player is ready for the major leagues. Golfers hit thousands of drives before they become proficient. When I started playing guitar I was told that a switch from an Am to a barre F chord may take 10,000 ...
07/28/2017

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When I am working for a client on a Reverse mortgage loan I always see the property before I order the appraisal. Experience has taught me that the FHA appraisers are precise and need things to be in good condition before they sign off on the appraisal. I made the mistake of not seeing every prop...
07/26/2017

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t is stressful selling a home; there are so many things to do. Here are some things you can do upfront that will make the process go smoother.1. Get a NetSheet from your Realtor. There are fees and costs. You may as well know these from day one.2. Begin to de-clutter immediately. You are going to...
07/25/2017

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We all have our favorite sales book or motivation book. This book certainly ranks in my top three. It was not written as a sales book but note the persistence and determination. If you are really sold on yourself and your product then follow the examples from this book! 
07/24/2017

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One of the papers given to Reverse Mortgage applicants is the Amortization Schedule - Annual Projections.This print out will show the interest rate, loan balance, property value and the equity position for a number of years. A loan I am working on now shows equity position of $900,445 after the i...
07/24/2017

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A lady called me and said she and her husband are moving to a near by town and want to purchase a home. I talked to her and explained the steps to pre-approval and she said she would gather documents and get them to me. Days went by I contacted her by email; no response. I called and left a voice...
07/21/2017

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Before the financial crash we had our own TV show for 5 years. I opened the shows with a magic trick; because mortgage    magic  .  The show was fun, current and actualy introduced us to many new clients. I am flipping coins with myself but thinking about bringing back the show.I think a big part...
07/19/2017

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"Where there is no vision the people perish" (Bible:Proverbs 28:18)"Where there is no visionary marketing, the salesperson perish" -Doug Jones July 14, 2017I am a good marketer and I am a good marketer with little or no budget. I am transparent and offer my ideas to everyone around me. I think th...
07/14/2017

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Zig Ziglar was the Tony Robbins of his day. Zig was famous for his motivational talks and for teaching sales people. His most famous phrase probably was "You are where you are and you are what you are because of  what has gone into your mind. You can change where you are and what you are by chang...
07/12/2017
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