Doug Jones's (dougj) Blog

I have always been tremendously successful as a mortgage lender. People could not understand how I could figure things out and always come to the right decision. In my next few blogs and videos I am going to share some of the secrets to my success. Underwriting and determining the right loan has ...

Well, active means activity; moving about; energy, doing something...A Rainmaker is a producer; a bringer of business; a person who can achieve at a high level.I have been an active rainer but seems that recently I have become a bit lazy and there are not many rain clouds around. So I choose to b...

I posted this video March 3, 2016. The very next day a buyer called me and I represented the buyer as his Realtor and his mortgage broker. A month later we were wondering how many people had actually seen the video and it turned out to be a total of 5...A video of just over one minute produced a ...

At one time my branch wrote more than one hundred equity line loans each month. We now have access to very  few equity lines so I refer most equity lines to bankers that I know. Here is what is interesting. Suppose bank A, B, and C all advertise they will write loans with a  loan to value to 80% ...

When I am out and about I am quiet and mostly observe what goes on around me. I never talk about business in a casual environment. I only give out knowledge to those who ask direct.  The things I hear are interesting and recently I seem to hear people talking about the "risks and dangers of the h...

I love showmanship in sales but here I am not talking about showmanship; I am talking about making your entire presentation(s) magical.I am a magician and when I purchase a magic trick with instructions I know from experience that the instructions of the mechanics of the trick are not the magic. ...

Build a better mousetrap, and the world will beat a path to your door is a phrase attributed to Ralph Waldo Emerson in the late nineteenth century.[The phrase is actually a misquotation of the statement:If a man has good corn or wood, or boards, or pigs, to sell, or can make better chairs or kniv...

My Opinion - and that is what we all have; we all look at the world from our own point of view.Before the crash I wrote an $8,500,000 cash out refinance loan. The CPA who helped his clients had 'bird dogs' out to every bank within 50 miles to find the best loan for this client. I did the loan.tim...

I read this last night and it really made an impact on me. The statement comes from The Christopher Parkening Guitar Method, Vol 2. "I suggest  that you pursue a commitment to personal excellence rather than success, based on your own God-given potential. Success and excellence are often competin...

Loans...Loans...Loans...it is math, rules, and solving the puzzle.Customer wants to purchase in the Central Valley in California. GSE (conventional) loan limits are $424,100 and the FHA limit is $362,500.  Customer is set on a purchase in the $420,000 range but this is where I need to educate him...