Doug Jones's (dougj) Blog

Recently I have 'waxed ecstatic'  about the Reverse Mortgage Loan. I heard the phrase 'waxed ecstatic but never  knew really what it meant so I looked it up today. "Waxed ecstatic" means to become, or appear to become, extremely happy or excited; to feel or express overwhelming joy. The verb "wax...

An acquaintance  called me asking for a referral to a Chiropractor. He had heard me mention my Chiropractors name a few times and needed a referral. The person he heard me talk about has moved to Idaho and no longer practices in San Jose. The acquaintance asked if I could ask around and refer som...

A reverse mortgage, while not income, can be considered an asset, potentially impacting eligibility for Medicaid and other needs-based benefits. However, it will not affect Social Security or Medicare benefits.   Medicaid: Medicaid is a means-tested program, meaning eligibility is based on incom...

I guess my age qualifies me to be a Reverse Mortgage Lender. Being 77 I now meet a lot of older people; guess that is natural. I did not know that I have so many short videos about the RM loan by this morning I checked and I have 29 on YouTube. The one below names some of the erroneous beliefs th...

Yesterday I posted a video I did years ago; 10 Facts about the Reverse Mortgage Loan. Today's information is about the Reverse Mortgage Second Mortgage Loan.  In Silicon Valley many homeowners have a lot of equity and a low rate first mortgage so they do not want to lose the first mortgage rate t...

I am still surprised when I overhear people make crazy untrue statements aboutthe Reverse Mortgage Loan. Most older people and their potential heirs should know about this loan. It is a LOAN. Like all loans it has loan rules and like all loans there is a population that this loan serves. Why do I...

I don't sell a lot of real estate but I sell enough to know what to do and what not to do, and what is good and what is not good. Many times I have spent days helping to declutter and clean up. Most Realtors have horror stories and I have those as well. I sold a home in San Jose to a couple and a...

Zillow is predicting a decrease in San Jose home values of 4.8% by March 2026. That is a $72,000 drop in value for a median priced San Jose home.The median home price in San Jose, California is around $1.5 million. This makes it the most expensive city to buy a home in the United States among the...

I am writing this from the Big Island in Hawaii. I am on the Kona Coast where it has been clear and in the high 80's every day this week. On the other side Kilauea is erupting and has fountains reach 1000 feet. It seems every time I go on a vacation  my business picks up by itself.  A few years a...

A bit of magic. When I started doing magic shows I did them for free as Community Service. Then companies and associations started to contact me and pay me for shows. Because I could mix sales, motivation and comedy magic they paid me a lot to present. I had to limit the magic because I was runni...