Doug Jones's (dougj) Blog

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Mortgage and Lending - Mortgage Magic
RECENT BLOG POSTS
I wrote an entire blog about California Earthquake insurance and then erased the darn thing !  Don't have time to re-write today and want to encourage California residences to purchase earthquake insurance. You can go online to the California Earthquake Authority and get an online quote. It is we...
04/16/2018
The completely burned home is San Jose is listed for $800,000 and will sell for probably $1,000,000. OK. So what is the big deal? I sold a home a couple of years ago in Mt View for $1,900,000 and that home was bulldozed and rebuilt completely. I sold a home in Sunnyvale for $1,300,000 and that ho...
04/13/2018
The Everly Brothers sang the song Problems..."Problems, Problems. Problems all day long. Will my problems work out right or wrong." If you are in real estate for a while and have an active business there will be problems.We represented the seller with a short sale, Chapter 13, etc and etc. When e...
04/09/2018
I told and agent that I wanted the property listed on the MLS today and he was upset because he wanted to wait a few more days and blurted out. "Does one day make a difference"?Yes it does. One Day Makes a Difference. Little Things make a Difference. And, all details make a difference.I have obse...
03/14/2018
I have lived and worked in Silicon Valley since 1963. In 1963 San Jose was a sleepy town with a couple of shopping centers, a freeway  that actually had traffic signals, and Fruit Packing Plants and many Fruit stands along the roadways. Most students walked to school cutting thru orchards.Housing...
03/02/2018
Note: This is not a legal article about Living Trusts - only my experiences as a Realtor about what happens when selling a property in Trust.Presently we have three listings where the property is in a Trust. If you have never sold a property in a Trust here are some of the things to be aware of.M...
02/27/2018
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Most of my life has been spent working as a loan officer so I know 'the responsibility" requirements better as a loan officer than as a Realtor. 'The Responsibility" is a set of regulations set on me by me. When a person calls me to inquire about a loan there is an issue they are facing. Sometime...
02/23/2018
Credit Bureaus sell information of people applying for mortgage loans to banks and other lenders - without the customers consent or knowledge.The article below was put out yesterday by the National Association of Mortgage Brokers. This has been a "secret" in the mortgage industry. So many times w...
02/22/2018
What does it take to become a 'great' Realtor?  To be an expert ? Let me mention first that I am not a 'great' Realtor - yet.  I never wanted to be a Realtor. Most of my working years have been as a lender and I did not grow up wanting to be a lender either. I only  wanted to make a living, enjoy...
02/19/2018
The letter was not friendly. It said, "Pay us $5,000 and we won't sue you."The letter was from a law firm in Los Angeles and the attorney represented an artist who artwork we used in a blog. The letter explained that we had used the artwork with out the permission of the artist.We got the artwork...
02/12/2018
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Doug Jones

Mortgage Broker - NMLS 286668
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