Doug Jones's (dougj) Blog

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Mortgage and Lending - Mortgage Magic
RECENT BLOG POSTS
I don't know if this is a true story or not but it was told to me by an attorney friend back around  2008-2010. The market had crashed and I had monthly expenses of approximately $120,000 each month and income dropped to $10,000 and some months zero. The pressure was horrible and I wanted to eith...
11/15/2023
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I opened Mortgage Magic on April Fools Day 1990. It started in a bedroom and within 2 months I had a small office and a part time employee who helped me with all of the things to do to get a company going. Six months later a bank contacted me and asked me to be a direct lender and I told them tha...
11/14/2023
I am  new to AI but a technical up to date person in our office put an AI chatbot on one of my marketing pages. I had not paid attention to the chatbot but yesterday a TV new host called me and asked a question about interviewing a Realtor in Iowa. I referred him to the chatbot and he called back...
11/13/2023
I am making a commitment to myself to keep up to date on the San Jose, Ca real estate market. It seems I only pay attention to the market when I am actively seeking to find a home for a buyer or posting a listing. Here goes. Not a lot at the start. Today there are 326 single family homes listed. ...
11/08/2023
Hard times for Mortgage Brokers was the headlines for the San Jose Mercury News, January 26, 2008. We are again "right sizing" our office space and expenses and I found the newspaper. The article brought back old times which are again current times. Here is the article that shows a repeat of hist...
10/10/2023
Hi AI (at Dougknowsrealestate.com  - click on the chat box on the bottom right to ask a question)  What do Realtors need to do to make Home Sellers Happy?Realtors can make home sellers happy by providing excellent service and achieving their goals in selling their homes. Here are a few ways they ...
09/15/2023
This is an email I sent to our agents today. Most of our agents are licensed Realtors and Mortgage Loan Originators. The email has been changed a little to fit Active Rain. --------------------Consider I am responsible for what I see.I choose the feelings I experience, and I decide upon the goal ...
09/14/2023
My Buyers have been lucky and I seem to be always lucky when representing Buyers. I think I have some answers as to why.1. My Buyers always have full Loan Approval when we make an offer. Full Loan Approval. That means we have a complete loan application with all of the supporting documents, have ...
09/11/2023
Like thousands of sales people I have used, and over used affirmations, my entire sales life. Over the weekend I came across an idea that is new to me and it is not affirmations, rather Askfirmations. I will give credit to the author and the book Askfirmations: Make affirmations more effective by...
09/05/2023
This is an article written by artificial intelligence. An absolute excellent computer expert friend put AI onmy www.Dougknowsrealestate.com site. I have not used it much yet but woke up this morning wondering,"Can AI write an Active Rain blog for me ?"  I asked the question that all Realtors and ...
08/26/2023
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Doug Jones

Mortgage Broker - NMLS 286668
local_phone(408) 975-2400
smartphone(408) 209-6773
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