Darcy 's Blog

The days of 100% financing for those families and individuals looking to buy a home is thought to be a thing of the past.  This is not always the case.  Rural Developement programs are availble for Low to Moderate Income buyer.  A number of qualities must be meet for both the potential borrwer an...

Darcy RockwelleMortgage, LLC 800 Loudon RdSuite 100Latham, NY 12110518-786-0900 ext. 19 drockwell@emortgagellc.com http://www.emortgagellc.com/  10 tips for better gas mileageUnless you drive a hybrid car or ride your bike to work, there's no way to escape the high gas prices. But there are ways ...

Darcy RockwelleMortgage, LLC800 Loudon RdSuite 100Latham, NY 12110518-786-0900 ext. 19 drockwell@emortgagellc.comhttp://www.emortgagellc.comHome Maintenance: Spring A key to protecting the investment you've made in your home is by following a regular maintenance schedule.  By performing preventat...

Renovation: FHA 203(k) Renovation Loan: An important tool for community and neighborhood revitalization, the FHA 203(k) loan offers flexible qualifying and low down payments: FHA down payment (3%) Flexible credit qualifying Finance up to 6 months of mortgage payments Purchase or Refinance and Imp...

Although I am sure that this type of information has been posted on Active Rain a few times.  I think that it is worth repeating.  Clients make the decision that they are ready to buy a home for many different reasons. Some are listed below:They are tired of rentingThey just got marriedTheir peer...

For those looking into FHA Mortgage I have added a bit of information for you from their site.  I know that many of the Realtors that I work with provide information to their clients as to if the property meets THE PRICING guidelines for a FHA mortgage.  All of this information can be found by St...

If you listen to any local news channel you can not help but hear about the state of the Real Estate Market. If you are just beginning your search for a new home the news can not make your decision to buy a home look like an easy one.  All around we hear of the increase in foreclosures....the inf...

The whole mortgage process may seem a little overwhelming from beginning to end.  Processes like this often are, especially when you have so many different entities to deal with.........mortgage broker/banker, Realtor, appraiser, the inspector, the seller, your attorney, their attorney, the title...

In the unrelenting quest to get the best "rate".  Some new home buyers are making a mistake when choosing the best mortgage program for their home purchase.  The idea or getting a low teaser rate on their mortgage clouds their judgement and they over look the fact that the rate is only of 2 years...

Like most other people I am addicted to the home improvement shows .  They could be the only channels available and I would never say "There is  nothing on."  Whether it is on how to make over one room or "flip" a house I can not get enough.  There are many reason for wanting to make a change in ...