Dustin Sanders's (dsanders) Blog

Another $50 billion mortgages will reset this month, raising interest rates for many borrowers. Despise all the efforts to raise borrower awareness, it does not appear that anyone is prepared for what 2008 has in store for them....Interesting enough, the government and many other federally charte...

The United States housing market consists of 110 million occupied units, including 76 million owner occupied homes and 34 million rental units. The total value of the nation's housing stock exceeds 20 trillion; and - equity - the value of a home minus any debt - now exceeds $12 trillion in the Un...

Buying a house for most people typically involves two different domains of concern - First, you have to assemble a pile of cash for the down payment AND the closing costs. Then, you have to find a lender in todays market that will lend you the more staggering sum. In todays marketplace, lenders a...

Many consumer groups and politician's on capital hill are worried about the thousands of sub-prime ARM borrowers in the nation who will be unable to keep up with their mortgage payments. The concern is warranted when you review the data.....over 50 million in ARM's will reset in October of 2007. ...

If you are a existing homeowner, you may loathe the fact that currently 40% of major housing markets are in a decline, and some of these housing markets are projected to fall by double digits over a longer span than others as well, some colleagues in the investment market predict 5 years before s...

 On wallstreet, the begining of rising defaults on 2MM borrowers across the nation is begining to be felt. Below is the impact on homebuyers and sellers alike - Stock markets have been struggling over the conversation of worries with lenders who granted loans to people who's credit was so bad tha...

 If you are totally unable to specify a future that is able to be expanded from what you already know, you will simply live your life in the future, as you already do today. It is through specifying a future that you are able to create a narrative in which you are a possitive possibility in other...

It's a simple philosophy when you're calling through your database - You do not know what's going on in the lives of your clients until you give them a call. further, there's no way to tell whether their friends and family need to buy, sell, or refinance a property either, if you do not pick up t...

Do you like your business? Do you like your clients? Who are you dealing with on a daily basis?Many business professionals likely work with clients you're not crazy about. It's probaly safe to say that these people make your life more difficult. Your energy is drained, and as a result, you have l...

I always tell my clients that they should assess their home loans annually. Right now many consumers are starting to hear what the media has been reguritating for months now....."Refinace into a fixed mortgage now, before rates continue to go up!" The fact is that interest rates change, children ...