Darin Sewell's (dsewell) Blog

The Right Time For Solar Power For The HomeIf you look around, chances are good that you can find the telltale signs of home solar energy systems being used in your neighborhood.  Solar power for the home is becoming more popular as electrical energy costs rise and as more people become aware of ...

Wood Laminate Flooring Easily Creates New AppearanceThe quickest, and possibly the most economical way to improve the appearance and value of your home is to installthe best wood laminate flooring in some of the worst rooms in the home. Some of the key advantages of wood laminate flooring is the ...

Save Money With Home Solar energy SystemsEveryone wants to save money on their power bill right?Does a cheaper electricity bill sound good to you? You must have a suitcase full of money if you said no! Home Solar energy Systems are efficient way for anyone who wants to save money and help the env...

Not all homeowners can provide sufficient documentation to satisfy traditional mortgage lenders when refinancing.  There are circumstances where a homeowner cannot provide or chooses not to provide all of the documentation traditional mortgage lenders want.  These homeowners are self-employed or ...

An ARM loan is where the interest rate is fixed for a specified period of time and then adjusts according to the terms of the loan and the index associated with the loan. An arm loan starts out with a lower rate than a fixed rate loan and can give you several years of reduced payments compared to...

Believe it or not, you don't have to have perfect credit to get a mortgage. The mortgage industry has evolved over time allowing more options for getting approved for a mortgage. Even if you have "BAD CREDIT". Bankruptcy?, Foreclosure?, Late payments? Defaults?, Collections? Chance s are that mor...

FHASecure loan program is a new refinance option that is being offered to borrowers who have a good credit history and were making on-time payments before their adjustable-rate mortgages reset.  FHA Secure loan program applies to those families who were forced into default because their teaser in...

Are you worried you'll never, ever get a credit card again after bankruptcy.  No one can say that getting credit after bankruptcy is an easy and fast process.  Bankruptcy gets rid of debt, and getting rid of debt puts you in a better position to handle new credit.  Credit after bankruptcy is avai...

Low documentation, or no doc, loans are products that require less paperwork than a full doc loan.  No doc loans are intended for homeowners that have trouble documenting their income.No doc loans are an option when the normal documentation or proof of income required for home loans is unavailabl...

FHA streamline refinance is simply a mortgage refinance of an existing FHA loan with limited amount of documentation and qualifications thereby "streamlining" the loan process.  FHA Streamline Refinance is a mortgage refinance program HUD has permitted since the early 1980's.FHA Streamline refina...