Darin Sewell's (dsewell) Blog

Debt consolidation refinance is one good way to get started on your journey to getting out of credit card and other unsecured debt. A Debt consolidation refinance is a very efficient financial tool for combining consumer debt into one low monthly payment. One of the main benefits of doing a debt ...

A mortgage broker is a trained professional that represents people seeking home mortgages and finds them the mortgage that is right for their situation. A Mortgage broker is knowledgeable about the entire mortgage process are able to use their knowledge to help their clients secure the best mortg...

Credit card debt amongst homeowners is at an all time high in America, It is so bad many home owners turn to bankruptcy to eliminate their bills. Many home owners wonder if they will ever be able to get a mortgage after a bankruptcy and because of this never file bankruptcy and escape their debt?...

Today many homeowners a large amount unsecured credit card debt that they struggle to pay every month. This debt usually has an interest rate in the high teens making paying off the debt quickly a difficult task to accomplish.  Reducing your monthly debt load by refinancing is a great option to e...

Check cashiers, finance companies and others are making small, short-term, high-rate loans that go by a variety of names: payday loans, cash advance loans, check advance loans, post-dated check loans or deferred deposit check loans. Payday loans are loans that are taken for a short duration of ti...

A HELOC is different from a home equity loan because a HELOC is a line of credit rather than an advancement of an entire sum all at once. A HELOC is essentially a line of credit secured by a mortgage or deed of trust on your home. A HELOC is one of the most flexible financial tools available to a...

Bad Credit Refinancing - Because banks charge high interest rates on loans made to homeowners with bad credit, these homeowners often have no intention of keeping the loan for more than a year or two. They plan on refinancing their mortgages to a lower rate at least once more when they have repai...

We all want perfect credit and the benefits that go along with it. But for so many a good credit score escapes them for one reason or another. There are however simple tricks you can use to increase your credit score.The first trick is quite simple and can be accomplished with a phone call to the...

Everyone home owner wants to increase home value, and one way to do this is to tend your house with care. Always remember in order to increase home value that first impressions are very important. While the price of your home is largely determined by market conditions, there are steps you can tak...

If your past history of credit has been flawed by a bankruptcy, the most important thing for rebuilding credit after a bankruptcy is to add positive information into your credit report. The key to re establishing your long term credit credit is to show creditors that you are now financially respo...