tldr; Homebuyers Forced to Pay Upfront While Funding the Hidden Fees of Agents Working Against ThemMy latest article on the new commission rules and how they unfairly impact homebuyers.https://www.linkedin.com/pulse/new-commission-setups-double-standard-homebuyers-pay-benjamin-d--0r1tc/Check it o
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06/11/2026
For decades, homebuyers were told that the seller paid all the real estate fees. This was the truth, but it was not "the whole truth and nothing but the truth."That the seller paid the fees was always just semantics. A shell game to satisfy mortgage underwriting guidelines, primarily.The buyer's
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06/09/2026
🛑 STOP! Don’t Even THINK About Buying a Home… Until You Take This 1-Hour Crash Course!“What You DON’T Know About Buying a Home Could Cost You Tens of Thousands of Dollars—And I’ll Prove It in Just 60 Minutes!”🏡 Taught by Benjamin Clark, Principal Broker of Homebuyer Representation, Inc., an Exclu
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03/17/2025
What are the top 3 best "small town" retirement communities in the US? According to a recent Travel+Leisure article, they are: Camp Hill, Pennsylvania (#1) Northville, Michigan (#2) and Fort Mitchell, Kentucky (#3). Rankings were tallied for communities with 1,000-10,000 residents and income, l
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04/23/2024
Recent developments regarding real estate brokerage fees harm one party in the real estate transaction far more than the other... The buyer.While those applauding the proposed settlement terms talk about how much of a win this is for consumers, if nothing else changes, the proposed agreement is a
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03/18/2024
Active listings for Salt Lake County single family homes are up 223 since last year, but down 195 compared to last month. Things are still tight. Homes are selling a little bit faster than January with the average Days on the Market down to 38. Believe it or not, this is still a "fast" pace for s
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03/02/2024
A LOT has changed in the last 30 days! Let’s look at what’s going on in the Utah Real Estate Market and where things are heading regarding inventory, home prices, interest rates and affordability.If you have any questions, just message us or visit http://www.hmbyr.com to learn more.If you are thi
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01/23/2024
Utah is the happiest state in the U.S. according to a yearly study by WalletHub. This is based on 30 different factors like job security, weather, and mental health. Utah ranks high in sports participation, has the lowest divorce rate, is very safe, and people here work fewer hours. Utahns are a
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09/14/2023
In general, it looks like buying now and refinancing when rates drop later is a reasonable expectation. If rates do drop in the future, we would expect prices to rise again, possibly at an accelerated pace due to the shortage of housing units in many markets and the backlog of hesitant buyers tha
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08/14/2023
In this new episode of Real Estate Short Cuts, we discuss with loan expert Dave Nichols from NBKC Bank some of the realities of trying to buy a home with an assumable loan.Click Here to WatchWhile the dream of getting a loan with an interest rate much lower than today's is possible – it's not wit
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08/03/2023
