Eric Harlington's (eharlington) Blog

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Mortgage and Lending - Guaranteed Rate NMLS# 2611 - 173124
RECENT BLOG POSTS
It’s no secret that the housing market has been discouraging for the last several years. An unclear amount of info about rising and falling mortgage rates has solidified the market all but unreachable for a lot of potential home buyers. Whether you’re looking for a long-term residence or as an in...
12/28/2011
Builder confidence in the market for newly built, single-family homes edged up from a downwardly precedent according to the National Association of Home Builders Housing Market Index for December. This marks a third consecutive month in which builder confidence has improved, and brings the index ...
12/20/2011
Freddie Mac recently released some results indicating that average fixed mortgage rates are at or near their all-time lows. The 30-year fixed matched the average all-time record low of 3.94 percent, and a new all-time record low was set for the 15-year fixed. The five-year ARM also set a new all-...
12/18/2011
The UFA Default Risk Index for the fourth quarter of 2011 edged lower  from last quarter, which suggests that residential mortgage default and prepayment risks are continuing their return to normalcy. According to the latest UFA Mortgage Report by University Financial Associates, the stage is set...
12/14/2011
Taking time to neuter the home before it goes on the market by getting rid of the chaos, opening up corridors, living spaces and walls, lightening bold colors and exposing hidden pieces of charm and architecture goes a long way. A seller’s taste in decor and the lovingly acquired pieces can poten...
12/12/2011
It’s no surprise that low home prices and a strong demand for rental properties are causing a surge in investor buying. This in turn has driving up the market share of homes purchased by investors. According to the latest Campbell/Inside Mortgage Finance HousingPulse Tracking Survey, investor pur...
12/06/2011
RISMedia, May 28 2011—Do you find yourself avoiding certain types of clients? Do you find yourself unable to speak the truth to sellers when their properties are overpriced? If you’re like most real estate professionals, your “people pleaser” pattern often gets in the way of telling the truth. Wh...
11/30/2011
I came across an interesting article a few days ago and I thought it was interesting some of the observations author Jose Perez made. The article was an overview of how to do business in the current real estate market. Perez mentioned how “If it used to take 30 days to get a transaction closed, i...
11/15/2011
I found this article online and thought it was worth sharing and discussing: Consumer money resource Bills.com recently released its 2011 Third Quarter Mortgage Report. Driven by an increased demand for refinance loans, consumer traffic to the company’s mortgage tools and calculators more than do...
11/08/2011
First-time buyers are out and active, buying houses at nearly the same pace as they were before the first-time homebuyers credit first stimulated demand two years ago. So far this year the first-time buyer market share has been quite steady, ranging from 32 to 36 percent of existing home sales th...
11/04/2011
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Eric Harlington

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