RECENT BLOG POSTS
Just a reminder that in Contra Costa and Alameda County, the 'high balance conforming' loan limit for both FHA and conventional loans will start to come out over the next few days.  Interest rates and pricing are expected to be similiar to the current 'high balance' loans. You may recall that as ...
03/06/2009
WALNUT CREEK - Empire Realty Associates welcomes Nancy McCaa to the Walnut Creek office.  Nancy is an experienced Real Estate Consultant and began her career 20 years ago in Baton Rouge, Louisiana. Nancy moved to California with her family in 1995 and worked as a Bookkeeper and Legal Secretary fo...
03/05/2009
Tips to Remember during the Loan Process Courtesy of Michael DiMaggio RPM Mortgage, Alamo  Provide Info as Quick as Possible This will help me get your loan in process, and determine if there are any challenges that need to be addressed. Keep debt to a minimum Don't buy any large items, and try t...
03/04/2009
Volume 30, Number 2             February 2009   Affordability Highest Since Start of DecadeBy Sara Sutachan, Senior Research Analyst & Robert Kleinhenz, Ph.D. Deputy Chief Economist Home prices in California have declined markedly since peaking in mid-2007. The fourth quarter of 2008 was no exce...
03/03/2009
DANVILLE - Empire Reality Associates was represented by Hank Perry, President; Linda Cookson, Partner; and Katie Lance, Marketing Manager, at the Artisan Group Board Meeting hosted by Bailey Properties at their luxury offering located at 636 Bayview Drive in Rio Del Mar. This exquisite property w...
03/03/2009
Lending in the early 1990's If you recall, at that time the banking industry was pulling out of the Savings and Loan debacle, Michael Milken was the 'junk bond villian" of the time, and lenders were very conservative in their guidelines:     *Debt ratios were tight--38% was the maximum back end r...
03/03/2009
Ever wonder where to find an outgoing referral?  Start with your sphere of influence.  Often someone you know and have worked with will know someone needing real estate assistance outside the Empire market area.  For example just today Amy Psomas placed a referral for Southern California.  Her cl...
03/02/2009
Did you know that there were 274 single family detached homes that went into escrow in December 2008 in the Tri- Valley, Diablo Valley, and Lamorinda Areas and that there were 382 homes that closed escrow in December?  To get more great information on the local market, please check out our quarte...
02/24/2009
EMPIRE REALTY ASSOCIATES COLLECTED 232 COATS FOR THE ONE WARM COAT DRIVE DANVILLE & WALNUT CREEK - Empire Realty Associates held a One Warm Coat drive in both offices that ended on January 25th.  In total, they collected 232 warm coats, jackets, and sweaters. Empire Realty decided to participate ...
02/24/2009
Hi everyone-Check out the latest digital edition of Residence Magazine http://digmag.rpghou.com/Olive/AM3/RESINT/Default.htm?href=RESINT/2009/02/20Once you click on the link above - you can flip through the pages or go right to a specific page. Check out page 56 with Empire's beautiful luxury lis...
02/24/2009
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Empire Realty Associates Danville, Walnut Creek, Alamo, Lafayette

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