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Mortgage and Lending - Homeowners Financial Group USA, LLC
RECENT BLOG POSTS
I will not re-invent the wheel for discussion on the H.R. Bill 3221 that Bush signed in as law on Wednesday. I do, however, want to get the information out to you in an easy to access format so that you can read the information and understand what it all means. The Arizona Mortgage Guru - Here is...
08/01/2008
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This is it for Friday's in July.  By next week we will be celebrating the onset of August and awaiting more monsoon storms to keep us guessing as to if the freeways are safe to drive on.  I am sure no one wants to get stuck on US 60 for hours due to flooding on a Sunday.  Lucky for us the forecas...
07/25/2008
In a move today, which was coming for about a week or so, the House approved the new bill regarding Fannie-Mae and Freddie Mac.  The bill is now being pushed to President Bush's desk by, what they are hoping, is the end of the week.  You can read the full article here:  http://www.bloomberg.com/a...
07/23/2008
Highlights of the Week:   The "Dark Knight" opened to rave reviews and Heath Ledger as the Joker definitely doesn't disappoint.  (My inner adolescence rang through yesterday when I decided that a 12:01 AM showing of the movie was the best place for me to be last night.)   Truth be told nothing wa...
07/18/2008
Three EASY things to talk about...Sports, Weather, and the Implosion or seemingly near implosion of Fannie and Freddie (at least that is what the media says).   Okay here goes...   Sports - Diamondbacks can't find a hole to squirm into fast enough.  With all the promise of April now comes the rea...
07/11/2008
An article today in the Arizona Republic, "Down-payment aid debated" spoke to this very topic.  The two main agencies that deal in the Down-payment assistance arena are AmeriDream and The Nehehmiah Program.  The basic idea as far as I know is that they accept money from the seller, not on behalf ...
07/10/2008
As a loan officer a challenging aspect of the job is learning how to Add Value to the many Real Estate Professionals that I meet every week.  If I can enhance the process of buying a home by bringing value to all parties invovled I will have done my job.  There can be many different ways to Add V...
07/09/2008
Due to a wonderful weekend shared with and old friend and his family, I was unable to blog earlier regarding the new Mortgage Licensing bill that was passed by lawmakers early on Thursday morning.  Cahtherine Reagor, our local Real Estate writer for the AZ Republic posted this blog regarding the ...
06/30/2008
(Mr. Buyer is a fictional character designed to give a glimpse into the thoughts of a previous first time home buyer and a look into their current thoughts.)  I am Mr. Buyer and last year my wife and I decided it was time to own our first home.  So we started looking and we quickly found everythi...
06/25/2008
On July 14th, FHA will introduce risk based Mortgage Insurance Premium pricing.  Currently, FHA's mortgage insurance requirements are the Upfront MIP of 1.5% of the base loan amount (that can be financed into the Total Loan Amount) and then a monthly mortgage insurance payment of .50%. When the n...
06/25/2008
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Eric Murrietta

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