North County San Diego

The City of Oceanside has a Farmer's Market from 9 am until 1 pm on ongoing Thursdays.  It's held on Pier View Way near the city government buildings from North Coast Highway to Ditmar Street.                    Approved vendors sell produce, flowers, seafood, and natural food products.  There ar...

Last year we adopted a new dog, who is naturally a special part of our family. Being an older dog, we wanted to make sure he received any necessary treatment to maintain his health. For his veterinary care we reviewed and carefully chose Mohnacky Animal Hospital. We took "Stitch" to the Carlsbad ...

Behind every home that's sold is a personal story, isn't there?   This was no exception. Barbara had purchased her home less than five years ago and its value had depreciated substantially since.  She was also having difficulty making ends meet with her current employment status because of injur...

When you visit Oceanside, CA it's worth seeing the city harbor and dining at The Monterey Bay Canners Restaurant.  The harbor in Oceanside is quaint with a small town feel and reminds me of the small harbor towns in New England.  It is picturesque and relaxed with small shops to visit, restaurant...

There have been many changes to lending policies and guidelines that it would be prudent to consult with a licensed loan officer before evening going out to view property or before selling a home.  These points by Larry Bettag are pertinent to anyone considering a purchase.OK....it's officially h...

This encompasses every reason why a broker will ask if you are pre-approved.  We don't have to guess on anything that we need to know so that we can show you what that looks like.The chicken and the egg. Which comes first? When a potential buyer calls and wants me to show them a home, one of my f...

A bill known as the "Housing Opportunity and Mortgage Equity Act of 2010" or HOME Act was introduced on the floor of Congress.  By design it is hoped to slow the expected growing number of foreclosures by providing refinancing options on mortgages held by Fannie Mae and Freddie Mac which would lo...

I read an article stating that the banks that sold bad mortgages to Fannie Mae and Freddie Mac are contractually obligated to buy back these bad loans.  Many of our nation's largest banks have not made good on their commitment to do so.  Does anybody wonder why?  And, why do these same lending in...

Carlsbad, CA has unveiled a new wine bar and bistro in the Village of Carlsbad on State Street.  Relm is between two dependable restaurants, Vigilucci's and Caldo Pomodoro.  They serve tasty selections from a myriad of boutique wineries from several California regions as well as many imports.  Th...

Vista, CA has a downtown section that is old and charming with historic buildings that reminds one of simpler times and wholesome living.  In the midst of this downtown area are coffee shops, restaurants, services, and small business commingling quite well it seems, at least in appearance.  It is...