Fred's FHA Mortgage and Conventional Real Estate Loan Blog

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Mortgage and Lending - Guild Mortgage Co - Oak Harbor WA
Welcome to my blog about mortgages and real estate loans in Oregon, California, Alaska and Washington. I am a government specialist and am a Vietnam era veteran. I enjoy working first time home buyers and have many tools available to help them.
RECENT BLOG POSTS
VA offers an Interest Rate Reduction Refinancing Loan, IRRRL, for veterans with no qualifying on credit or income. (Please note exceptions below) This loan is for the purpose of lowering the veteran's interest rate from one VA guaranteed mortgage loan to another. The new loan must be at a lower i...
12/10/2008
HUD's new Neighborhood Stabilization Program is designed to provide emergency assistance to local and state governments, like Eugene and Springfield to acquire and redevelop foreclosed properties. As I stated in a recent blog, Bob Briscoe, Eugene Planning and Development Department, announced to ...
12/08/2008
12/07/2008
Loan Modification has been my cry for some time. I believe it will do more to help us get out of the foreclosure mess than almost anything else under consideration. However, mortgage loans that are not delinquent and/or on the verge of foreclosure and being forgotten. I got this e-mail this week ...
12/07/2008
I spent about an hour this week with Dave Pautsch, RE/MAX Integrity in Albany discussing the USDA 100% Rural Guarantee Program and the FHA 203k Streamline loans. The thing that made this meeting different than most meetings that I have had with Realtors was that this one was done on the radio. Da...
12/06/2008
Eleanor know of what she speaks. If rates do drop to 4.5%, you will need to be in the place where you can take advantage of that rate drop. To do that, you really need to have an application in process. Call me today and let's get it going. I have disabled comments on this post. Please visit Ele...
12/05/2008
Yesterday, Alpine Mortgage Planning held our first Town Hall meeting to discuss changes in the lending environment for Eugene/Springfield Realtors®. The presentation covered conventional financing, including changes in loan to value, credit scores and income documentation; FHA financing, includin...
12/05/2008
The latest rumor (anonymous comment) coming from our "tight lipped" bureaucrats in Washington is that Treasury Secretary Henry Paulson is considering a new plan to reduce mortgage rates in another bid to revive the U.S. housing market. The Treasury could, under this new plan, step up purchases of...
12/04/2008
Sandy Shores, a Florida Realtor has written an excellent article about how bloggin can equal marketing. Please take a minute to review her deductions. The main point is that successful blogging works. I have disabled comments on my post. If you have comments, please leave them on Sandy's post. T...
12/03/2008
12/03/2008
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Fred Chamberlin

Oak Harbor/Whidbeynulls, #1 Experienced FHA Mortgage Consultant
local_phone(360) 675-6106
smartphone(541) 221-3455
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fha mortgage, real estate loan, FHA 203k streamline, eugene, springfield, lane county, oregon, mortgage, banker, events, reviews, green lending, mortgage broker, lender, loans, conventional, fannie mae, freddie mac, direct lender, experienced, professional, VA loans, veteran, home buyer, first time home buyer.

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