Columbia Maryland Real Estate

      Home Sellers Take Advantage Of: The Truth Program Do you want the Truth about your home? Our elite Truth Listing Program means your home has been audited by a team of experts to ensure you get top price in the shortest about of time on market. How the Truth Program benefits you: You will g...

No FHA or VA financing? Recently I’ve seen several property listings state in the Broker’s remarks (area that the public can’t see) that the Sellers will not accept offers with FHA or VA financing. Do these Sellers realize that they’re possibly ruling out 95% of the market by not accepting that t...

  Important Note for home-sellers and their Realtors.  After you went through my prescribed first steps to see if you need to do a short sale. Please make sure you contact a real estate attorney to make sure all your options are exhausted. My attorney suggested my clients use a Pro-Bono attorney....

    If you are a seller and you are having trouble keeping up with your mortgage. contact you mortgage company and see if they make arrangements to help you. Now that said, you are a home-owner and you are ready to sell your home, money is tight and you want out of your nightmare. The first thing...

Homebuyer Tax Credit Plan Agreed to by U.S. Senate Democrats!   If it passes, the proposal would:  1)    Let homeowners qualify for a $6,500 credit if they have lived in their residence for five years - i.e. they don't have to be first-time home buyers anymore.    2)    The income limits will go...

  Everyone by now has heard of short sales, but what is a short sales and what are the pros and cons. I will attempt to answer questions about short sales and the steps that are needed to have a successful short sale. Stay tune, this series starts October. 31. I call it Short Sales ABC's See you...

      Top Democrats in the Senate have reached an agreement to extend the soon-to-expire $8,000 tax credit for first-time home-buyers. All the kinks have to be worked out, but this will bring great relief to many home-buyers who are worried about missing the current deadline.  The extension may b...

Tax Credit Update, Currently we have a first-time homebuyer's tax credit that is up to $8,000. It has helped stimulate the housing inventory. The home buying sector may get another boost. There have been numerous bills introduced to the Senate and House to expand on the current tax credit rules. ...

  Facing foreclosure is a terrifying time for any homeowner. With the foreclosure rate at an all-time high and the nation in economic crisis, as many as 8 million American homeowners are expected to face foreclosure through 2012, according to industry studies.  Scam artists see this crisis as a p...

Details of the loan modification program Only loans where the cost of the foreclosure would be higher than the cost of modification will qualify.  The modification plan calls for the bank to reduce interest rates so that the monthly obligation is no more than 38% of a borrower's pre-tax income, a...