Frank's Blog

Our Market here in Houston Texas is so hot, just like the weather.  I know that you may think how would a Loan Officer know how our Real Estate market be?  The reason I know is that I work with Realtors from all over town.  From Katy, Richmond, Sugar land, Tomball, Woodlands, Channel view, and Pa...

The down payment assistance program is in place for assisting First Time Home Buyers.  Now that this money is available to qualified First Time Home Buyers.   There are several things to look for to qualify the buyer and the home.  Please refer to another post that I had written previous as a ref...

Here is a loan check list that is needed to begin the Home Loan process:   ___      Most Recent 30 days of pay check stubs  ___      Last 2 years Tax Returns (1040's) with 1099's and/or W-2's (2007 & 2008)  ___      Most recent 2 months Bank Statements  ___      401 K, Stocks and bonds documentat...

Then Prospective buyer is a FIRST TIME HOME BUYER, they will have many questions and concerns.  One of the main concern is finding an experienced, honest, and professional individual (Loan Officer) to assist them with their Loan process.  Another big concern is obtaining a LOW INTEREST RATE and a...