Frank's Blog

I help a lot of first time home buyers and everyone has a lot of questions.  I wanted to put together a short summary of the loan process.  I will be brief just to not over complicate things. Qualification- you need to provide certain documentation to be qualified. 30 days Pay stubs; 2 months ban...

I will admit that closing loans has been getting harder and harder to close.  I have not ever seen or heard of this particular "prior to closing condition".  I am working with a new Wholesale Lender and was asked for one of the most odd conditions just recently.  The underwriter was asking for th...