Changing the Narrative in Real Estate & Mortgages

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Managing Real Estate Broker - u s spaces, inc./arrivva, inc., u s loans mortgage, inc. - CABre#0157615 NMLS#133975
Fred Glick is a nationally recognized, award winning, mortgage and real estate professional, REALTOR® and UpFront Mortgage Broker® with many years of experience. He has closed over $1B of transactions over his career.
RECENT BLOG POSTS
03/22/2012
HARP2.0 has been a Godsend to some.  Refinancing at a lower rate that you never thought you could get is a welcomed surprise. But, if you have a 2nd mortgage (also known as H E L O Cs or home equity loans) you cannot roll it into your first mortgage and get a HARP loan. You must either pay it off...
03/21/2012
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Yesterday, Amtrak happily took me from philadelphia to our nation's capital.   Even though the onboard internet ran as slow as Joan Rivers in a triathlon and the coffee tasted as bad as a three day old slice of pizza that you left on the counter, the cho-cho got me there so that I could meet memb...
03/16/2012
I believe I am the first real estate agent in the history of Pennsylvania to have 3 different transactions in 3 different cooperatives in Philadelphia at the same time. Also, I was alerted yesterday is that one of the major co-op lenders in the area is asking for and getting title insurance on th...
03/14/2012
A question has been asked if condos are included in theHARP2 program. The simple answer is YES! The best answer is that not only are they allowed but you do not have to go through the approval process. Why is that good news? That’s because under standard Fannie Mae guidelines a condo would have t...
02/16/2012
02/02/2012
(If you've read my posts over the years, you know I am not a rah-rah REALTOR(R) that always says "the market is great, buy now!"  I base my opinions on facts.  That's why this post will be interesting.)We are absolutely on the way back.Jobs in Philadelphia are stable.  There is more hiring than ...
01/11/2012
You are not alone.   There is a wave, albeit small where people are deciding that they have had enough with fixing things, making mortgage payments and suing the neighbors.   There are examples of people that have seen taxes go up even though they have equity and have refinanced to today's low mo...
12/06/2011
The people and mission of the CFPB is to make sure that the Consumer (yes, the first name of the organization) are not ripped off.But, did the Fed LO Comp rule promote the abuse of the public?  Let's look at how.1. No discounts from yield spread.  You can't help someone by paying anything. Have a...
12/06/2011
11/22/2011
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Fred Glick

Changing the Story in Real Estate & Mortgages
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Fred Glick is a nationally recognized, award winning, mortgage and real estate professional, REALTOR® and UpFront Mortgage Broker® with many years of experience. He has closed over $1B of transactions over his career. Fred is the Principal of U S Spaces, Inc and U S Loans Mortgage Inc., Partner at Rentscoper.com, an arithmetical way to search for property and is President of the UpFront Mortgage Brokers. Fred has been featured for his real estate and mortgage expertise on CNBC, The New York Times, The Wall Street Journal, NPR's Marketplace, CBS News, ThinkGlink.com, Philadelphia Inquirer and other publications. Please see fredglick.com for media replays, licensing information and social network connections. After a couple of cups of coffee, Fred writes smart, fun prose about real estate, mortgage and/or politics at his blog, twitter and Facebook page. He is also an avid ice hockey player and city bike rider. Additionally, Fred is an active Board Member at the non-profits, Hidden City Philadelphia and Culture Works Philadelphia.