ARCHIVED BLOG POSTS
2018
FLORIDA USDA 100% FINANCING HOME MORTGAGE LOAN What is a USDA Loan? A USDA Loan is a mortgage loan that is insured by the US Department of Agriculture and available to qualified individuals who are purchasing or refinancing their home loan in an area that is not considered a major metropolitan a...
10/20/2018
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Just Don't Pull My Credit This is going to be brief. Why? Because the concept is very simple: For most, making a credit inquiry when getting a mortgage pre-approval will not hurt their FICO score. If you: A) Pay your bills on time, B) Maintain a fairly low balance to limit on your credit c...
10/20/2018
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From Aug. 9th 2018 - www.hignell.com One of the most important jobs a homeowners association Board has to do is to enforce the rules of the Association. As a Board member it is part of your duty to make sure all the regulations are followed by homeowners and the Board itself. Failure to do so ca...
10/20/2018
In 2015, four Florida residents and a Pennsylvania homeowner filed a class action lawsuit alleging they were being overcharged for force-placed insurance by their lenders. In September, a federal appeals court unanimously voted to dismiss the case. The lawsuit's implications and final results ma...
10/19/2018
Protecting Your Interest In Your Home When/If Natural Disasters Strike In the Carolinas we've very recently experienced the impact of two natural disasters -- Hurricanes Florence and Michael. Florida and Georgia are also recovering. Torrential rain in Texas is causing lots of flooding there. E...
10/19/2018
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Although the internet can be a great resource for a variety of information, a lot of that information is incorrect. One of the most important and expensive decisions in your life, home buying, tends to circulate a lot of misinformation. Most of that misinformation is in regards to how much of a ...
10/18/2018
Do Mortgage Pre-Approval Letters Really Mean Anything? Minneapolis, MN: When buying a home, everyone will tell you that you need a Pre-Approval Letter, and pretty much no sellers will look at your offer without a Pre-Approval Letter being attached to your offer. But do Pre-Approval letters reall...
10/18/2018
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HOAs Can Be Good or They Can Be Not So Good, Check Before You Buy If you choose to live in a condo or an HOA neighborhood, you need to know the rules before you buy. Most HOA rules make sense and are in place to protect the values and looks of the neighborhood. You also need to know what the mas...
10/18/2018
If you want to own a home but are not sure if you can keep up with a spacious yard, then a townhouse might just be your best option. Just as you would with any other property, you need to consider certain things before you ultimately decide to buy a Kingstowne VA townhouse. Aside from the prop...
10/18/2018
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Flood Insurance, Why should you buy it? Unless you know you have bought a property or rented a property in a flood zone area, most resident homeowners and renters think they don’t need flood insurance. Homeowner and renters insurance typically does not cover flood insurance. Fact: one inch of...
10/18/2018
