ARCHIVED BLOG POSTS

2018 

Yes. That's a teaser title. But hang in there with me. I have a point to make. I have a lawyer friend. I see all sorts of people asking his legal opinion on matters large and small. Same goes for my doctor friend. If someone's an expert, people are going to ask them questions. So what do we real...
12/20/2018
Listing agents are marketing agents, but we all know that! What most do not think about is the value of MLS. When it comes to marketing, MLS is your most powerful source. Buyers have buyer agents, and the path of least resistance is to market to buyer agents. That’s our main source of marketing....
12/19/2018
The Law of Contrary Public Opinion     "I subscribe to the law of contrary public opinion... If everyone thinks one thing, then I say, bet the other way..."          In what I'd describe as one of history's greatest sales movies, GlenGarry GlenRoss, character Ricky Roma subscribes to the law of ...
12/18/2018
How, it was asked, do you keep your pipeline full when SO MANY FOLKS (hey, myself included) won't take calls. Or texts.   The scams rage far and wide. No one is certain you are not, at very least an annoyance when they don't have time--or at worst, someone capable of destroying their life.   Wha...
12/16/2018
How to Get Rid of PMI on Your Mortgage   Nearly every home buyer initially hates the "P" word --- PMI, or private mortgage insurance.  Years and years of conditioning have taught generations upon generations of first-time buyers that PMI is something to be avoided at all costs, and even though I...
12/15/2018
FHA As announced today in Mortgagee Letter 2018-11 the low-cost and high-cost county limits have increased effective with case numbers assigned on or after January 1, 2019. Loan limits are county specific.  The low-cost areas mortgage limits have increased to: One-unit: $314,827 Two-unit: $403,1...
12/14/2018
  FHA home loan limits are once again increasing for HUD insured FHA mortgages. The new loan limits are $314,827, up from the current limit of $294,515.   What this means is that for someone looking to purchase a home with the 3.5% minimum down payment, using an FHA loan, can now do so, up to a ...
12/14/2018
An interesting tale of WOE to share with you this morning. I know a lot of you do not lke that word blame. But stay with me. The conversation was on who is responsible to make sure that the listing agent received an offer. Lets the set the scene. I listed a Manchester NH area home in a great are...
12/13/2018
Wow! I just bought at a foreclosure sale and got a $400,000 house for $50,000!!!  We actually had TWO calls like this in the past week. Too good to be true? Listen and Learn of the heartache to come.... I have written about issue this twice this summer and every time another buyer comes in moani...
12/13/2018
  Student Loan Debt Solution Found via  Fannie Mae's "Student Loan Cash-Out Refinance"       Mounting Student Loan debt has become a huge concern ...   This is true not only for individuals carrying student loan, but for GSE's (Government Sponsored Enterprises) like Fannie Mae that oversees and ...
12/12/2018
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Fred Griffin Florida Real Estate

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