RECENT BLOG POSTS
Everyone wants to know how to save money on their mortgage. A real eyeopener is when you're at the closing table reviewing & signing the mortgage documents and you first see JUST HOW MUCH you'll REALLY be paying for your home once the interest is paid!! Pam & I paid our 30-year mortgage off in 2...
12/26/2018
4 Quick Reasons NOT to Fear a Housing Crash There is a lot of uncertainty regarding the real estate market heading into 2019. That uncertainty has raised concerns that we may be headed toward another housing crash like the one we experienced a decade ago. Here are four reasons why today’s market...
12/25/2018
It is a hassle to keep track of all of your passwords. So, many people use the same username and password combination for all of their accounts. This, however, is a big mistake. All it takes is one hacker getting ahold of one of your accounts, and the rest of your accounts are now compromised. T...
12/23/2018
    Mortgage Loan Borrowers Top 5 "Hiccups" & Mistakes   "Wish Lists" are a hot topic for kids, no matter the time of the year.  Do you know any kid that doesn't have a list of things they're wishing for at the handy?   Did you know that Loan Officers often have Wish Lists too?  I can tell you t...
12/22/2018
Yes. That's a teaser title. But hang in there with me. I have a point to make. I have a lawyer friend. I see all sorts of people asking his legal opinion on matters large and small. Same goes for my doctor friend. If someone's an expert, people are going to ask them questions. So what do we real...
12/20/2018
Listing agents are marketing agents, but we all know that! What most do not think about is the value of MLS. When it comes to marketing, MLS is your most powerful source. Buyers have buyer agents, and the path of least resistance is to market to buyer agents. That’s our main source of marketing....
12/19/2018
The Law of Contrary Public Opinion     "I subscribe to the law of contrary public opinion... If everyone thinks one thing, then I say, bet the other way..."          In what I'd describe as one of history's greatest sales movies, GlenGarry GlenRoss, character Ricky Roma subscribes to the law of ...
12/18/2018
How, it was asked, do you keep your pipeline full when SO MANY FOLKS (hey, myself included) won't take calls. Or texts.   The scams rage far and wide. No one is certain you are not, at very least an annoyance when they don't have time--or at worst, someone capable of destroying their life.   Wha...
12/16/2018
How to Get Rid of PMI on Your Mortgage   Nearly every home buyer initially hates the "P" word --- PMI, or private mortgage insurance.  Years and years of conditioning have taught generations upon generations of first-time buyers that PMI is something to be avoided at all costs, and even though I...
12/15/2018
FHA As announced today in Mortgagee Letter 2018-11 the low-cost and high-cost county limits have increased effective with case numbers assigned on or after January 1, 2019. Loan limits are county specific.  The low-cost areas mortgage limits have increased to: One-unit: $314,827 Two-unit: $403,1...
12/14/2018
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Fred Griffin Florida Real Estate

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