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Real Estate Agent - Fred Sed Group ~ Your Premier Southern California Realtors - CA BRE #01423187
My team and I specialize in Buyer and Seller representation in Orange County, CA for over 10 years and have helped hundreds of homeowners achieve the American Dream through meticulous detail, thorough communication, and constant education of the changing Southern California Real Estate landscape.

ARCHIVED BLOG POSTS

2009 

Having Trouble Paying Your Mortgage? Contact us for pricing Location: 27281 Las Ramblas200Orange County, CA 92691 Map and Directions Single Family Home Description Fred Sed of The Pahua Group specializes in seller representation of Short Sales or Pre-Foreclosures. He can help you avoid foreclosu...
04/29/2009
My house is already listed for sale on the MLS but isn't selling; can I do a short sale? Yes, a short sale in this scenario is relatively common. Some lenders even require that a house be listed for sale before approving a short sale in order to show that a discount is necessary. A typical short...
04/29/2009
How does a homeowner benefit from a short sale? First and foremost, it relieves the stress of being in foreclosure and being hounded by the mortgage lender; and it allows homeowners to get rid of their big mortgage payment and move on with their lives. A short sale allows you to stop the foreclos...
04/29/2009
What Areas Can We Short Sale Properties In? When it comes to short sales and what areas or cities we cover, it is the same as our traditional sales. We cover the entire Southern California area. We have agents that cover Los Angeles County, Riverside County, San Bernardino County, and Orange Cou...
04/29/2009
1. What is a Short Sale? A short sale is the process by which a homeowner can sell a house for less money than he actually owes on the mortgage(s). This is done by the seller and the listing agent providing proper documentation to the mortgage lender(s) to convince them to reduce the mortgage bal...
04/29/2009
*Can I short sale my own house? No, this would be illegal. A short sale must be an "arms length" transaction. You cannot short sale your own house nor can close members of your family or friends do one for you either. In a short sale, the lender is agreeing to discount the mortgage amount due to ...
04/23/2009
*Who owns the house after a short sale? The purchaser of the house is the owner after a short sale just as in a normal sales transaction. The mortgage lender is paid off and the previous homeowner moves to a different home.       *What do I do about my back property taxes when I do a short sale? ...
04/23/2009
* What is "Financial Hardship" and why is it so important? "Financial Hardship" is a critical part of the short sale equation. No matter what you hear about banks "not in the business of owning real estate", etc., they DO NOT give homeowners a break easily. They require GOOD REASON to give a disc...
04/23/2009
*What if my mortgage is an FHA...or HUD...or VA mortgage? Short sales can still be done on all these types of mortgages though each one has different criteria. Just let us know what kind of mortgage you have and we will take that into account.       *What other options might I have at this point?...
04/23/2009
* I am in foreclosure, is a short sale for me?  Do I qualify for a short sale? Each situation is different and must be evaluated individually. If you believe you fit the basic criteria of: Property in foreclosure or default Personal financial hardship Little or no equity in the property At least ...
04/23/2009
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Fred Sed

Your Southern Cali Realtor, Why? Because Fred Se
local_phone(949) 272-0125
smartphone(949) 274-3733
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