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11/03/2009
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11/03/2009
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11/03/2009
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11/03/2009
How long does a short sale take, I need to get out now! First it comes down to how prepared you and your broker are in this situation. If your broker or short sale specialist is experience then you will have the quicker turn around. Also it depends on what banks you have your loans with. Meani
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11/02/2009
Are short sales guaranteed to work? No. Even though short sales are increasing they are still fairly complex, as I have stated. All the criteria MUST be met for a bank to even consider a short sale. It is not easy to convince a bank that the market value of the home is lower than what they are o
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11/02/2009
Orange - County - Short - Sale - Specialist - Qualifying - Terms *Owe more than your home is worth. *Having trouble making your mortgage payments. *Having already missed 1 or more mortgage payments. *Have some sort of hardship that holds you back from your payments and or monthly expenses. *Have
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11/02/2009
What is "Financial Hardship" and why is it so important? "Financial Hardship" is a critical part of the short sale equation. No matter what you hear about banks "not in the business of owning real estate", etc., they DO NOT give homeowners a break easily. They require GOOD REASON to give a discou
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11/02/2009
What other options might I have at this point? When faced with a foreclosure, some things you may be able to do are: 1.Sell your home through the normal channels 2.Bring your mortgage current by making the missed payments and paying the penalties 3.Refinance your mortgage with another lender 4
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11/02/2009
I am NOT in foreclosure and I have missed NO PAYMENTS, can a short sale work for me or do I qualify for a short sale? It is difficult to do a short sale if foreclosure has not been filed but it is possible if a couple of payments have been missed and there is a good hardship story. The lender mus
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11/02/2009
