San Clemente Rental Properties Welcome to the wonderful city of San Clemente! If you are planning on renting a condo or a detached home, you have come to the right place! We provide FREE services to all potential tenants who would like assistance in searching for a rental property. If you would
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12/28/2009
My house is really nice, why is the short sale offer so low? Sellers often have an emotional attachment to their home and often feel a short sale offer is too low. It is important to remember a few things. First, the seller in a short sale can never receive any money in the transaction, theref
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12/26/2009
My house is already listed for sale on the MLS but isn't selling; can I do a short sale? Yes, a short sale in this scenario is relatively common. Some lenders even require that a house be listed for sale before approving a short sale in order to show that a discount is necessary. A typical sho
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12/26/2009
What is "Financial Hardship" and why is it so important? "Financial Hardship" is a critical part of the short sale equation. No matter what you hear about banks "not in the business of owning real estate", etc., they DO NOT give homeowners a break easily. They require GOOD REASON to give a discou
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12/26/2009
1. What is a Short Sale? A short sale is the process by which a homeowner can sell a house for less money than he actually owes on the mortgage(s). This is done by the seller and the listing agent providing proper documentation to the mortgage lender(s) to convince them to reduce the mortgage bal
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12/26/2009
Orange County Short Sale Realtor Specialist - Homeowner Hardship *Have you lost your job? *Have you taken a reduction in income? *Do you have any medical complications? *Are you going through a divorce or death in the family? *Did your interest rate on your mortgage adjust upwards? *Are you in
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12/26/2009
Orange County Short Sale Realtor : Foreclosure Prevention Consultant Are you heading down the path toward foreclosure? Are you wondering what options you have left? Do you feel that the only option you have is to hand your keys over to the bank? Are you financially unable to make your mortgage pa
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12/26/2009
Do you handle houses in my area? Our focus is in Orange County, Los Angeles, and the Inland Empire areas; however, we will consider listings in other areas of Southern California. In addition, we work with other short sale specialists in the region and can often refer your case to another Short S
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12/26/2009
Can't I just go down to my branch or mortgage broker and talk to them about reducing my mortgage? Unfortunately, things don't work that way anymore in the banking business. Once you obtain a mortgage, it typically gets bundled with other mortgages and sold to other banks or investors. Oftentimes,
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12/26/2009
12.Who owns the house after a short sale? The purchaser of the house is the owner after a short sale just as in a normal sales transaction. The mortgage lender is paid off and the previous homeowner moves to a different home. 13. What do I do about my back property taxes when I do a short sale? J
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12/26/2009
