Garrick Werdmuller's Blog

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Mortgage and Lending - Caliber Home Loans - NMLS# 242952
RECENT BLOG POSTS
Direct Link: http://www.youtube.com/user/RealEstateBuzzz?feature=mhee#p/u/0/8GWw3OWohcI The Buzzz is growing for the "Home Affordable Refinance Program" revisions, referred to as HARP 2.0. Well HARP 2 is finally coming Spring of 2012! Related Links: Feds Announce Bay Area Real Estate Mortgage In...
01/27/2012
For the past couple weeks mortgage rates have been inching up. That changed today, January 25th 2012 when we saw a huge rally in interest rates largely in part to the FOMC statement that rates are staying low until “late 2014”!!! Let’s flashback to the December 13th meeting… “The Committee also d...
01/27/2012
Direct link: http://www.youtube.com/watch?v=vRyNb2jdHZk&feature=channel_video_title Are you a first time homebuyer interested in purchasing a 3-4 unit property in Oakland? Good news, with FHA financing you can do just that with a 3.5% down payment! Following are some of the guidelines for qualif...
01/19/2012
Buy and bail is the result of buying a new home with the intention of bailing on the old. It is considered mortgage fraud. A Borrower must have 30% equity AND two years of Rental Income to use market rents on their current property. If you have questions comment below or give me a jingle! Please...
01/17/2012
http://www.youtube.com/user/GarrickWerdmullerSho?feature=watch#p/a/u/1/Pljq-sIqYFs Without a doubt, this is, and probably will be the most personal video I have or will make. I had an epiphany of sorts at the Mortgage Success Source Mastery Business Plan when I saw and met Jeffrey Gitomer. I mad...
12/13/2011
Friday President Barack Obama signed a bill that reinstates the recently expired higher loan limits that were in effect for FHA and VA loans through December 31, 2013 but does not provide this extension to Freddie Mac and Fannie Mae.   According to the article on Mortgage News Daily, “The new leg...
11/21/2011
The House of Representatives today voted to restore higher loan limits to $729,750!! This is great news considering that the high limits returned to $625,500 in October.   Here is a brief excerpt of an article published today at Bloomberg.com “For all of the objections from Republican lawmakers a...
11/17/2011
Direct Link http://www.youtube.com/user/RealEstateBuzzz?feature=mhsn#p/a/u/0/FQw1fPRZuLM The big news this week is HARP. THE Home Affordable Refinance Program has been “re stringed” HARP was designed to assist distressed borrowers who are current on their mortgages but “underwater” meaning they ...
11/01/2011
You Tube Link to video http://www.youtube.com/user/RealEstateBuzzz?feature=mhee#p/a/u/0/fWdak57zMwo I was invited to Google Plus a few months ago by a friend in the mortgage business and completely forgot about the email for the most part. Finally, after seeing a webinar on Google Plus put on by...
10/21/2011
Having trouble viewing? http://www.youtube.com/user/RealEstateBuzzz?feature=mhee#p/u/0/1dhV0cuEX9s Did you know that Conventional Mortgage Insurance is back?  Home Buyers have more opportunity than they have had since January 2008!!! With National Conforming Loan limits of $417,000 and below hom...
10/18/2011
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Garrick Werdmuller

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