Follow me
Mortgage and Lending - Guaranteed Rate - NMLS #12937 RI Lic Lender



Real estate professionals will tell you that all real estate is local.  This means, every market is different, even from one neighborhood to the next.  That being the case, it only serves you to buy local when retaining a Realtor or mortgage professional.  You will not only receive a higher level...
We've heard the line a million times from real estate and financial professionals; "Home ownership is the single largest investment that a person will make in their lifetime". If this is true, and it certainly is, then shouldn't the commitment be taken more seriously?  I've assisted hundreds of f...
Saving enough money to purchase a home is the most common obstacle for first-time home buyers.  To combat this, I often suggest structuring the purchase agreement and financing with two strategies that reduce the out of pocket expense, and lower the monthly housing expense.  With the exception of...
Ask any Realtor and they will tell you that many buyers' budget and desires don't match up.  Real estate values are up significantly over the past few years, combine this with higher interest rates and lending costs, and affordability is constraining the first time home buyer market.   Even with...
First Time buyers made up 30% of all home purchases in September, the lowest level since 1987.  The primary factors include difficulty saving for a down payment, excessive student loan payments, tightening lending standards, and low inventory.  There is also speculation that the younger generatio...
The USDA Department of Agriculture offers the best mortgage program for first time home buyers!  USDA mortgages allows up to 100% financing for owner occupied 1 family properties and condominiums.   There are two kinds of USDA Home Loans: USDA Guaranteed Rural Housing LoanUSDA Guaranteed Home Mor...
When looking to purchase a home, knowing all of the costs involved in homeownership can make a huge difference in your price range.  Before you begin looking for a home, consider these important factors. 1. Know How Much You Can Afford Your home search shouldn't begin with surfing the web or visi...

George DeVine

Mortgage Banker
local_phone(401) 301-0130
Contact The Author