Let's Talk! Gene Mundt, Chicago-area Mortgage Blog

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Mortgage and Lending - NMLS #216987, IL Lic. 031.0006220, WI Licensed. APMC NMLS #175656 - IL Lic 031.0006220/WI
Mortgage, Credit, Real Estate info, plus details and local info pertaining to New Lenox, the Lincoln-Way Area, Will County, the Greater Chicagoland area, Illinois and Wisconsin
RECENT BLOG POSTS
                                           Less Debt + Low Interest Rates = More Buying Power:                                                    A Winning Equation                                                                           In marketplaces where high demand for home buying is coupl...
12/04/2020
11/26/2020
  The VA's IRRL Refinance Loan is Simple, Easy, & Beneficial for Veterans  It sounds like an obvious.  Elementary too ...   A loan program's primary mission should be:  Make life better and easier for the consumer(s) utilizing it. If that's the goal, then the VA (Veteran's Administration) has nai...
11/24/2020
 Don Quixote, Mortgages and Going With the Flow Do you remember the story of Don Quixote?  Or the Broadway play and musical, "Man of  La Mancha"?   If so, you probably remember it includes a windmill, a donkey, and some pretty great music.  But a brief synopsis I found condenses this classic's st...
11/16/2020
 Borrower Expectations: Homeowners Insurance When Purchasing & Financing a Home  There are a lot of moving parts to know about and consider when purchasing a home and applying for a mortgage.  There's the mortgage application itself, the requests for information and documentation, the processing ...
11/05/2020
  Mortgage Rates are Currently "Prime Day",  "Cyber Monday", and "Black Friday" Rolled Together  Serious shoppers make plans when looking for hot deals, especially around the holidays ...   Consider all that is done in their pursuit of the perfect gift and monetary savings: Conduct and save searc...
10/28/2020
 Contract Provisions, Housing Supply, Mortgage Volume: Learning Juggling 101  Are you actively pursuing homeownership and out looking at homes with a realtor? If so, I'm sure your realtor has broached many topics with you already. There's a lot to know and stay informed of when buying and financi...
10/19/2020
 The Year 2020 - Changes Affect Mortgages The year 2020 has been like no other ... In many ways, because of all the challenges and upheaval, time has felt like it was moving at a snail-like pace.  Frustratingly slow and perhaps at times, seemingly standing still.   Yet, here we.  It's September a...
09/26/2020
 I Need a Mortgage. What Interest Rate Can I Get?  Multiple times a day, I hear the question ...  "What are the current interest rates" if  I want to buy or refinance a home? Oh boy ... Sounds like an easy question to ask a lender, doesn't it?  But in reality, it's not.  And that's a good and bad...
09/12/2020
 Mortgage Processing Times Being Impacted by Busy Housing Markets  Read any media source ... social, news, printed or online ... and you quickly find multiple articles and reports regarding how busy the late-summer real estate market is in many housing markets across the country.  It's been a som...
08/29/2020
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Gene Mundt,IL/WI Mortgage Originator - FHA/VA/Conv/Jumbo/Portfolio/Refi

708.921.6331 - 40+ yrs experience
smartphone(708) 921-6331
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