Let's Talk! Gene Mundt, Chicago-area Mortgage Blog

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Mortgage and Lending - NMLS #216987, IL Lic. 031.0006220, WI Licensed. APMC NMLS #175656 - IL Lic 031.0006220/WI
Mortgage, Credit, Real Estate info, plus details and local info pertaining to New Lenox, the Lincoln-Way Area, Will County, the Greater Chicagoland area, Illinois and Wisconsin

ARCHIVED BLOG POSTS

2011 

  Sharing Great News Regarding a New Chicagoland PUBLISHED Author ...      Way back in February of 2010, I wrote an article entitled, "Once Upon a Time in AR-land ... What Writing Style Are You?".  (AR meaning the ActiveRain Real Estate website ... www.activerain.com)        Within that article, ...
12/29/2011
            So You Think SIZE Matters???                Okay ... Okay ... get your mind outta the gutter!           I'm talking about the SIZE of your mortgage!                 Yesterday, I had to explain this important detail to yet another person involved within a mortgage transaction I am wor...
12/28/2011
The New Year is Upon Us.  Make '2012' the Year of YOU! The headline reads ...     Average 30-year mortgage rate a record 3.91 pct. Average rate on 30-year fixed mortgage falls to record         3.91 pct., 15-year flat at 3.21 pct.         And yes ... this means if you're one of those that have e...
12/23/2011
  Do Not Fear Tackling Condominium Associations and FHA Mortgage Lending Options        Not that FHA financing approval for ALL Condominium Associations is the answer ... but for many it makes complete sense, as it provides the little "extra" incentive for new buyers that will help the Condominiu...
12/22/2011
FHA Appraisal Changes Coming January 2nd, 2012                 Following Fannie and Freddie's lead taken this last Fall, (September 2011), as of January 2, 2012, FHA (Federal Housing Administration) will be asking Appraisers to rate Condition of Property and Comparables from a pre-determined ran...
12/20/2011
Being Mentally Prepared to Apply for Your Chicagoland Mortgage is Just as Important as Being Financially Prepared ... A Lesson From the 3 Stooges               For good or bad, my wife and I are fans of the 3 Stooges.  Having grown-up in a family of all boys that were faithful viewers, thankfull...
12/16/2011
Don't Trip-Up Your Home Buying Plans This Holiday Season ... Spend and Give Wisely!             "Tis the Season ...       The above words typically refer to the "Holidays" ... joy, love, laughter, family, giving, sharing ... all the meaningful and good things in life.                           B...
12/14/2011
Loan Modifications ... Refinance Present Options That Can Exist              It seems lately, that I've had more and more questions from homeowners about  "Loan Modification", as they continue to struggle within today's challenging market and economy.         Agents and many of my other referral...
12/13/2011
The Relationship Between Your Credit Scores and Your Mortgage ... More Than "Kissin' Cousins"          Recently I was reviewing a credit report with a prospective homebuyer.  After going over a few different pieces of information together, we began to talk about differing mortgage programs avail...
12/03/2011
  Chicago and Chicagoland winter weather.  Brrrrr ... we all know how cold and windy it can be.  And we all know, it's coming ... It's why I'm re-posting Ginny L. Gorman's (North Kingstown, RI Realtor) great post "Ten Easy Ways to Save on Energy Costs" here for reading and consideration in your C...
12/01/2011
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Gene Mundt, IL/WI Mortgage Originator - FHA/VA/Conv/Jumbo/Portfolio/Refi

708.921.6331 - 40+ yrs experience
smartphone(708) 921-6331
local_phone(815) 524-2280
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