Let's Talk! Gene Mundt, Chicago-area Mortgage Blog

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Mortgage and Lending - NMLS #216987, IL Lic. 031.0006220, WI Licensed. APMC NMLS #175656 - IL Lic 031.0006220/WI
Mortgage, Credit, Real Estate info, plus details and local info pertaining to New Lenox, the Lincoln-Way Area, Will County, the Greater Chicagoland area, Illinois and Wisconsin

ARCHIVED BLOG POSTS

2014 

  The Effect Real Estate Taxes and Insurance have on Mortgage Loan Approvals and Monthly Mortgage Payments          There is an acronym in the Mortgage Loan Industry known as PITI.  This stands for: Principal Interest Taxes Insurance(s)   (Insurance for Homeowners Premium and Monthly Mortgage Ins...
01/29/2014
  The Importance of Homeowners Insurance in the Mortgage Process     Once they've signed a Contract for the purchase of their new Will County or Chicagoland home, I urge all my Borrowers to actively begin their search for Homeowners Insurance.             Getting comparison quotes is a great idea...
01/27/2014
Be a Good Student when Buying your First Will County or Chicagoland Home               If you're buying your first home in Will County or elsewhere in the Chicagoland area, you've probably been given many tidbits of advice (asked for and unsolicited) as to how you should approach buying your firs...
01/25/2014
Preparing to Buy a Chicagoland Home: Seller-Paid Closing Costs        Looking out my office window right now, you'd never know that Spring ... and Spring's busier Chicagoland housing market isn't that far off.  Yet, it's true ...     Chicagoland First-time Home Buyers (those typically purchasing ...
01/22/2014
  Are you Self-Employed & Hoping  to Apply for a Mortgage in Will County and Chicagoland?        From a Mortgage Lender's perspective, the most complicated Will County and Chicagoland Mortgage Applicant is often the Applicant that is Self-Employed.            Why?         Full Documentation Loan ...
01/22/2014
Don't Forget to Request your Cook County Homeowner's Exemption        This is a reminder for those that purchased a primary residence within Cook County during the past year (2013):       You are reminded that you can now request and receive a Cook County Homeowner's Exemption.  The Homeowner Ex...
01/21/2014
  Was One of Your New Year Resolutions to Get Financially Fit?         The New Year is typically the time most people pledge to make changes in their life.  They hope to start anew.  implement new habits.  Turn themselves and their lives around.           Were you someone that made New Year resol...
01/17/2014
  Boomerang Buyers: What to do if you see a  Short Sale in your Rearview Mirror           You've probably seen me mention the term "Boomerang Buyer" in a few of my posts before.  This is a classification of potential Home Buyer that is contacting me more and more often for info, as of late.  As t...
01/16/2014
New Lenox Park District Hosting "Free Throw & 3-Point Contest" Saturday, March 1, 2014      The New Lenox Park District is hosting a "Free Throw & 3-Point Contest" on Saturday, March 1st, 2014 at the Lincoln-Way West High School Field House.       The "Free Throw & 3-Point Contest" on March 1st s...
01/15/2014
  Donations Needed for Melissa's Closet & Crystal's Jewelry being Held March 1st, 2014          In honor of a former employee, Melissa Michalowski, and her friend Crystal Carr, 2 young girls lost too soon,  Whitmore Ace Hardware  (multiple locations in the Will County area) is collecting new and ...
01/14/2014
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Gene Mundt, IL/WI Mortgage Originator - FHA/VA/Conv/Jumbo/Portfolio/Refi

708.921.6331 - 40+ yrs experience
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