George Thoma with Island Lending Hawaii Blogs

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Mortgage and Lending - Island Lending Hawaii, LLC | Equal Housing Lender - NMLS# 312260 / 1460208
 If you are not solid on the ins and outs of down payment, don't worry, you are truly not alone, There is so much misinformation floating around about down payments. Have you noticed on many payment calculators on like Zillow or Real-Estate Websites, the calculator is set at a 20% Down Payment, w...
Buyers moving into new homes right now may be understandably concerned about health and safety with regards to their new property. To help settle their fears, many in the industry are offering their clients advice on properly cleaning and sanitizing their new space. The CDC recommends cleaning an...
Fall is upon us and Christmas is right around the corner. It always seems like this time of the year just flies by, and so it’s important to slow down and take some time to plan out your goals before the new year hits us. Speaking of goals, if one of your goals is to become a homeowner on Maui, ...
Grateful to be mortgage free after so many years on Maui! Yes, it really can happen - that mortgage can be paid off and you can own your home completely.  While it seems like 30 years, or even 15 years is such a long time, sooner or later the time passes.  If you've behaved, and not pulled all t...
  As we nearing the End of the Year, I highly recommend the Filing / Claim for Home Exemption. If you have filed before you are not required to file each year as long you are occupying your Home or Condo. Download 2019 for 2020 Claim Form Here  There are several requirements that have to be met i...
  The County of Maui - Department of Finance, Real Property Assesment Division at the Service Center, Suite A-16  at 70 E Kaahumantu Avenue in Kahului, Hi 96732 is providing a Form that is meant for totally disabled Veterans, Claiming their Disability exemption.  It is highly recommended to appea...
Here are some great tips for Maui Business People here in the State of Hawaii. Even if you’ve checked on your privacy settings before, it’s smart to do regular check-ins to make sure you haven’t compromised your data security with new apps or settings. Consider setting a quarterly or bi-annual ca...
 It was nice to see Costco has Extended their hours of operation on Maui.  This added hour on Saturday is greatly appreciated by the community since the Maui Costco is one of the busiest in the nation. Holidays Hours of Operation from Nov 2,  to Dec 22, 2019 Monday  to  Friday:  10;00 AM  to 08:3...
On November 8th, 2019, the Movie " Midway" has hit the Box Office on Maui in several Theaters at Regency Kihei Cinemas, Regal Maui Mall Megaplex, Consolidated Theatres at Ka'ahumanu Mall,MIDWAY centers on the Battle of Midway, a clash between the American fleet and the Imperial Japanese Navy whic...
Ideas that keep your Property value and up to date. 1,PAINT, PAINT, PAINTIt could increase your home’s value 2%2,ADD A COLORFUL BACKSPLASHThe kitchen is the #1 upgrade with the greatest return 3,SET HOT WATER HEATER TO 120 degrees FEvery 10-degree drop saves 3-5%4,UPGRADE YOUR FRONT DOORIt could ...

George Thoma

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