Georgia Emmett-Hudleston's (gfeh) Blog

Today, I’m going to give you the step by step instructions on how to avoid paying your lender after a short sale. These steps can also be used to avoid paying on any other debt, such as a credit card, second mortgage, or a judgment. If your short sale lender will not give you a complete release, ...

Most short sales will end up in your walking away owing nothing. However, some lenders will not release you. They have firm policies in place and will not change them for any reason. Here is what you can do in this situation. If it comes down to it, short sell your property and accept the deficie...

We’ve been discussing Wall Street owned loans and “sliced and diced” loans for a couple of days. The owners of these loans are different from Fannie Mae, Freddie Mac, FHA, and VA. They are not as likely to not give you a complete release from the debt. But, here is the good news. In our experienc...

Gulf Breeze - There are two things I am going to discuss in today's blog post. 1. How to determine if your loan is owned by Wall Street. 2. If you loan is owned by Wall Street, then how that would affect your short sale. Discover how other sellers successfully did a short sale and request a free ...

Gulf Breeze – We’ve been discussing Wall Street owned loans and “sliced and diced” loans for a couple of days. The owners of these loans are different from Fannie Mae, Freddie Mac, FHA, and VA. They are not as likely to not give you a complete release from the debt. But, here is the good news. Di...

Gulf Breeze, FL - Bear Stearns was a survivor. It survived the Great Depression without laying off any employees. It survived World War II, and 9/11. What killed it off during a time of peace and relative stability? Discover how other sellers successfully did a short sale and request a free consu...

We have a new strategy in the fight to avoid being harassed day and night by debt collectors. Even though there are laws that help protect you, in my opinion, the debt collector rarely follow them. Do you owe more than your home is worth and want to avoid bankruptcy? You can avoid bankruptcy with...

We got an e-mail today with the subject line of "Bankruptcy will get your finances back on track." People think that a bankruptcy will cleanse them of their debts. That is a myth. Here is why. Do you owe more than your home is worth and want to avoid bankruptcy? You can avoid bankruptcy with a sh...

We got a short sale approved yesterday. This file was a fiasco from day one. Despite the incompetence we suffered, we got the file approved thru persistent follow up. The first lender handling the file was incredibly incompetent. Their short fax number didn't work. We mailed the short sale packag...