Hayden's Blog

Client Referral Letter Help Your Clients Send You Referrals! A follow up letter with a Customer Evaluation Survey can generate referrals from recent clients and associates. I have included a sample referral request below. I send a similar letter out to all of my clients, along with my own Custom...

Total Quality ControlSet Goals that Lead to ImprovementThe concept of KAIZEN®* is based on ideas developed by Japanese industries, which date back to the 1950s. This system for optimizing production melds together ideas from both Eastern and Western cultures, and embraces the philosophy of implem...

Supermarket SecretsHelpful Tips to Save You Time and MoneyMany of us think of supermarket shopping as a dreaded chore. For most, the reason is two-fold: time and money. Here are a few tips that'll help you save on both.A little organization goes a long way. A supermarket's busiest times are weekd...

Looking for a home loan in the Los Angeles area?You’ve come to the right place! When you decide to buy a home or refinance a mortgage in LA or the surrounding areas, your search for a home loan or mortgage should start and end here.  With so many lenders to choose from in the greater Los Angeles ...

Lenders use various indices to adjust interest rates as economic conditions change over time. Lenders add a certain number of percentage points, called a margin, to the index to establish the interest rate borrowers must pay.LIBORLondon Inter-Bank Offered Rate (LIBOR)LIBOR is the rate of interest...

Note modification, easy refis available.You don't always have to spend a lot to reduce your mortgage's interest rate.Lucky homeowners can "modify" their mortgage notes, paying their existing lender a few hundred dollars in exchange for a reduced interest rate on the current loan."Rates have been ...

Glendale is one of the most enchanting cities in the Los Angeles County. Home to a diverse group of people, it has the honor of being the safest city in Los Angeles.There are currently 505 residential properties on the market in Glendale. The averages are: Asking Price $723,800, Price Per Square ...

What Everyone Should KnowDale Carnegie's classic book, How to Win Friends & Influence People*, was first published in 1936 and has sold more than 15 million copies worldwide. Carnegie's book is a primer for how to be truly likable, genuinely kind, and lovingly followed.Somewhat sadly, kindness an...

How to Reach Out to Those Around YouEveryone has heard the expression, "It's not what you know but who you know." Of course this isn't entirely true, but having a successful referral network can lead to a significant increase in satisfied clients with minimal effort on your part.Have you ever gon...

Increasing Your Hourly Rate of PayWorking with PurposeEach and every one of us works on an hourly rate of pay. What we get paid by the hour has a direct correlation with what we choose to do with our time, and how we make use of the employees and systems we surround ourselves with in our daily wo...