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Mortgage and Lending - HPM Financial LLC
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RECENT BLOG POSTS
For the first time in more than four years, the Federal Reserve cut its Fed Funds Rate, which directly impacts millions of American borrowers. And while this important decision has many implications, there's still some debate among experts about what this means to the economy as a whole.The Feder...
09/21/2007
If you’re like 67 percent of Americans, you have more wealth in your house than in all your other investments combined. The question is, do you really understand how your interest rate is affecting your short and long term financial situation? According to “Borrow Smart, Retire Rich” author Todd ...
09/20/2007
Current Market Rating: 312345Buyer'sSeller'sCurrent Price Trend: 312345FallingRisingThe latest forecast for the California housing market's reversal of fortunes jibes with a previous outlook predicting flat, rather than falling home prices in California for the next few years. In 2007, California...
09/17/2007
Yearly reviews are a great way to keep on track with your financial goals. You’re probably already meeting with your financial advisor and other asset manager for quarterly or annual reviews, and you should do the same with your Mortgage Planner as well. An annual mortgage check-up is an ideal wa...
09/17/2007
In slower markets, some loan officers may feel pressured to close deals that aren’t in the homeowner’s best interest. In order to avoid getting into difficult and financially compromised positions with their mortgages, borrowers are well advised to be acutely aware of the signs of a responsible l...
09/17/2007
Yearly reviews are a great way to keep on track with your financial goals. You’re probably already meeting with your financial advisor and other asset manager for quarterly or annual reviews, and you should do the same with your Mortgage Planner as well. An annual mortgage check-up is an ideal wa...
09/17/2007
Dear Active Rain Community,I have been doing a lot of research about how to get rid of spam. It drives me crazy. I have actually sued a couple spammers and have judgments that I have won in court of up to $7500. The money is nice, personally I donate it to charity, I am not trying to make money r...
09/17/2007
With the record number of defaults and foreclosures occurring in today’s market, many homeowners have been led to believe that Option ARMs are bad loan products. The truth is that Option ARMs are great choices for some borrowers, but very dangerous choices for others. Whether they’re helpful and ...
09/16/2007
In slower markets, some loan officers may feel pressured to close deals that aren’t in the homeowner’s best interest. In order to avoid getting into difficult and financially compromised positions with their mortgages, borrowers are well advised to be acutely aware of the signs of a responsible l...
09/16/2007
Positive relationships are at the heart of every successful business. Yet few people take the time to really understand how successful relationships are cultivated and maintained. In a recent issue of Mortgage Planner Magazine, Mark Victor Hansen, co-author of “The One-Minute Millionaire” and “Ch...
09/15/2007
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Hayden Gerson

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HPM Financial and Hayden Gerson disclaims liability for any damages or losses, direct or indirect that may result from use of or reliance on, information contained in the blog or for accuracy of comments or opinions of visitors to my blogs