California Home Loan information

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Mortgage and Lending - First Priority Financial - NMLS #243484
california, sonoma, county, west, santa rosa, bodega bay, the sea ranch, forestville, guerneville, sebastopol, petaluma, novato, rohnert park, california, oregon, hawaii, rock, and, roll
RECENT BLOG POSTS
Yes, you are absolutely brilliant for not buying a house a few short years back when house prices were peaking and it felt like it would never end. Even though rates were low and you could have done it, you just thought it was the wrong time to buy. As you waited, the housing bubble burst and the...
08/23/2010
I wanted to take a moment and write about the FHA MI changes that are coming down the road on September 7th, 2010 October 4th, 2010. I waited one day to post the news because I was thinking that change is coming down the pike awfully quick, what if it is delayed or altered and lo and behold, the ...
08/10/2010
I became a licensed real estate agent in 1990. In order to obtain my license, I needed to take several classes and one of them was an ethics class. In California, you need to have a real estate license to broker loans or broker real estate or manage real property.  If you are a member of the nati...
05/24/2010
Sound like bad advice?  When you put it like that, anyone can tell that it's bad advice but this is what people are telling others to do all the time in the stock market.  Think about it, everyone seems to have a friend who put a chunk of money in the stock market and now its worth a lot less and...
04/22/2010
Earth day is here today (for 32 more minutes) and being green is a hot topic these days. Since I am in the mortgage banking industry, I will speak about what can be done in and around home loans and real estate to be a little greener. I have always done what I could to make my business as earth f...
04/22/2010
Financial Spring cleaning is here. You may be asking what a shredding party is and I am here to tell you that we bring a mobile shredding truck to my back parking lot at 6550 Front Street in downtown Forestville and you bring in anything that you need to get rid of and shred and recycle it. If yo...
03/29/2010
Financial Spring cleaning is here. You may be asking what a shredding party is and I am here to tell you that we bring a mobile shredding truck to the Monte Rio community center and you bring in anything that you need to get rid of and shred and recycle it. If you have tax returns older than some...
03/29/2010
So.... are you talkiing about that little town between Sebastopol and Guerneville?  YES! that's the place! Forestville is a lovely and diverse spot along the Russin River in western Sonoma County. It is truly in the heart of wine country and on the way to the redwoods and the rugged northern CA c...
03/24/2010
Recently Jim & Natalie came to me for advice. I had helped them get into a house a few years earlier when a large national lender changed the game on them at the last minute and asked for a larger down payment. I won't name names but..... it was Bank of America, shhhh. I got them an FHA loan with...
01/31/2010
My industry has seen more changes in the last 20 months than I have seen in the last 20 years. I just take all of the changes that come down the pike and I roll them into my business and move on. I usually have a pretty sunny disposition but sometimes it just gets to me....  A big question these ...
11/12/2009
Rainmaker
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Hans Bruhner

Sonoma County Home Loans
smartphone(707) 347-9250
local_phone(707) 887-1275
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I write about relevant mortgage related topics in general. When it is region specific to California or Sonoma County, I will tag it appropriately.