RECENT BLOG POSTS
Refinancing Overtakes Home Purchase Loans With today’s mortgage rates dropping so low,refinance loans are smoking hot. In April, refinances accounted for nearly half of all loans closed by U.S. lenders, grabbing a 47% market share give or take. This is somewhat down from the last three months dur...
05/30/2015
Before the last housing bust, home loans were easy to secure with bad credit. This has been blamed for much of what blew our economy to smithereens. To avoid the next financial disaster, banks are taking the time to thoroughly check your credit when you apply. There is no need to lose heart, howe...
05/29/2015
 The FHA streamline refinance program helps current FHA homeowners lower their rate and payment without most of the traditional refinance documentation. FHA recently lowered its mortgage insurance premiums by 0.50%. Most borrowers can now drop their interest rateand their monthly mortgage insuran...
05/17/2015
This article was written by the original REI Coach himself, Brian Gibbons. Now, I typically do not post anything on my blog other than articles I’ve written myself but this one was so insightful and full of great information I just couldn’t resist. I want to say a big Thank You to Brian for allow...
03/14/2015
 Credit rating plays a very important role in getting a good home loan with favorable rates. There are official and unofficial guidelines for determining how credit scores will affect an applicant’s eligibility. Lenders use yourFICO credit score to determine the minimum down payment percentage yo...
03/14/2015
Good credit is often confused with easy credit, and vice versa. It depends on your definition of “easy.”  When you first start out, your credit should be excellent. When you turn 18, credit card companies start sending you offers. They want you as a customer as soon as possible because you qualif...
02/27/2015
Conventional mortgage rates continue to drop. Astoundingly, VA mortgage rates stay nearly half a percent ahead of the pack in the march downward.  Today’s VA mortgage rates are the lowest of all available rates. All rates are now the lowest they’ve been in two years.   This means now is the best ...
02/27/2015
   A reverse mortgage, or lifetime mortgage as it is sometimes referred, is usually a loan offered to seniors. It is created for homeowners over 62 years old. It provides them with access to their home’s equity in cash payments. This cash releases money that they will use for other important cost...
02/21/2015
 Although buying your first house can and should be an exciting time in your life, it can at the same time be quite a daunting notion. Many first time home buyers, especially from a younger generation do not have firsthand knowledge of how the housing market works. This lack of knowledge can lead...
02/21/2015
 Flipping and refurbishing houses has become all the rage over the past decade. Almost everyone has become an expert on mortgages, refinancing, and remodeling. Just scout out an old house in a promising neighborhood, estimate what it will cost to fix it up versus its potential resell value, and b...
02/21/2015
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