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I hope everyone enjoyed their Thanksgiving with their families and friends The other week, I know I did!Slowly but surely I see that more people coming into the market are a bit more prepared to purchase and some that are not. Whether me providing them a referral for a mortgage person or them see...
Happy post Veterans Day and all that they have done for our country!Now that the midterm elections have concluded and we have a divided government, the house controlled by the Democrats and the Senate dominated by the Republicans, what effect will future decisions, have on real estate going forwa...
  ByThe Island Now  Philp A.Raices, author  November 6, 201   I was at our National Association of Realtors Conference in Boston Nov. 1-5, where 25,000-plus agents from around the globe that attended. I participated as a member of the Business Policy & Issues Committee, that has direct contact to...
        Housing Is Still Affordable in the United States! Lately, there have been many headlines circulating about whether or not there is an “affordability issue forming in the housing market.” If you are considering selling your current house and moving up to the home of your dreams, but are u...
I have done a lot of observation, reading and research over the yearsand have seen over the years how our real estate market has drastically changed.It has gone from a fairly personal interaction between the real estate person and his or her customers to a “lead generation and lead capture” type...
 Well we experienced another interest rate increase the other week, which is not helpful to the purchasers and not really helpful to the sellers either. Those that have homes at the higher end of the spectrum locally and in NYC, are experiencing much less traffic and a serious slowdown in the mar...
If You Are Thinking of Selling You Must Act NOW! If you thought about selling your house this year, now more than ever may be the time to do it! The inventory of homes for sale is well below historic norms and buyer demand is skyrocketing. We were still in high school when we learned about the co...
The Cost of NOT Paying PMI Saving for a down payment is often the biggest hurdle for a first-time homebuyer as median incomes, rents, and home prices all vary depending on where you live. There is a common misconception among homebuyers that a 20% down payment is required, and it is this limiting...
As of this column, the answer is yes on the higher priced homes and no on the mid- to lower-priced homes.However, after reading several information sources, watching the interest rates and price increases in 2018, this has made affordability more and more daunting for about one third of millennia...
 Whether it’s buildings or single-family homes, managing properties has its good points and challenging ones.I manage some places and the supers have a check list to follow, so that the daily chores that have to be done on a regular basis get accomplished. It is very important to know what has to...

Philip A. Raices

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