Kris Krajecki's (imcallingkris) Blog

Let's all REALLY help each other by counting and listing how many different ways that we can originate mortgages!!I bet we get some GREAT ones that nobody has ever heard of!...At the very least, this should prove to be rather inspirational! Just blogging this right now makes me want to get out of...

Let's all REALLY help each other by counting and listing how many different ways that we can originate mortgages!!I bet we get some GREAT ones that nobody has ever heard of!...At the very least, this should prove to be rather inspirational! Just blogging this right now makes me want to get out of...

U.S. Treasuries rose the most in almost four weeks after a report showed private-sector job growth was less than forecast this month. Lehman Brothers Holdings Inc. and Action Economics are among firms that lowered expectations for job growth two days before the Labor Department's employment repor...

The Federal Reserve said on Tuesday a public hearing on potential new rules to curb abusive home mortgage lending practices would cover prepayment penalties, low documentation loans and consideration of borrowers' repayment abilities. The four key topics for the June 14 public hearing on how it m...

Home prices fell over the last 12 months for the first time in 16 years, according to a survey released Tuesday, and investors seem to believe that prospects for a quick recovery are poor. The S&P/Case-Shiller national home price index revealed that in 13 of 20 metro areas surveyed, home prices f...

Treasuries were little changed before minutes from the Federal Reserve's May meeting, which are expected to reiterate that inflation remains the biggest concern. U.S. reports on consumer confidence and housing led interest-rate futures traders to scale back bets for a cut in borrowing costs this ...

The perceived risk of owning low- rated subprime-mortgage bonds created last year increased after reports showed that more borrowers are late in their payments and U.S. home-price declines may be accelerating. The reports, along with housing sales data released last week, have ``reinvigorated som...

Treasuries fell, pushing 10-year note yields toward the highest since January, before a report expected to show confidence among U.S. consumers rebounded in May. Ten-year yields have risen more than a quarter percentage point this month on expectations a resilient housing market and signs of econ...

When you're making your decision, there are several things to keep in mind. First, even a small rate cut can pay off quickly. That's because you can easily find mortgage companies willing to waive routine refinancing charges such as application, appraisal and legal fees (which can add up to $1,50...

If you are thinking about a mortgage refinance, you might want to consider many types of mortgage refinance programs. For example, you might want to look into a 15-year fixed rate mortgage refinance. In this plan, your mortgage payments are somewhat higher than a longer-term loan, but you pay sub...