Kris Krajecki's (imcallingkris) Blog

Mortgage and Lending - Kris Krajecki - FOX VALLEY MORTGAGE - Huntley, IL
Treasuries rose the most in more than two weeks and headed for the best year since 2002 after a government report showed sales of new homes in the U.S. declined to a 12-year low last month. Ten-year note yields fell to the lowest level in a week as the housing slump prompted traders to raise bet...
Last-minute purchases over the pre- Christmas weekend failed to salvage what may be the slowest- growing holiday spending season in five years. Sales at stores open more than 12 months rose 2.8 percent last week...Retailers began cutting prices today to clear out merchandise left over from the we...
Treasury notes fell as U.S. stock indexes gained, reducing investor interest in the safety of government debt. Equities rose as Merrill Lynch & Co. sold most of its commercial finance business to General Electric Co. Treasuries are poised for their best year since 2002 on expectations the Federal...
U.S. Treasuries rose on speculation financial institutions will post more writedowns related to subprime mortgages, boosting demand for the safety of government debt. One-month bill yields fell to the lowest since August after Bear Stearns Cos., the second-biggest underwriter of U.S. mortgage bon...
FHA Streamline - Submission Tips ·       Do Not disclose FICO score - do not write FICO score on rate lock form - ·       Do not run automated findings - manual underwrite only -·       If the new base loan amount does not exceed the total loan amount from the previous loan, an appraisal is not r...
CREATE YOUR VISION OF SUCCESSMost marketing strategies are about being in motion.Have a plan, be proactive, and take the necessary action steps.Although being proactive is a necessary aspect of marketing,an often overlooked and yet equally important part is yourcompany's internal perception.Many ...
Minimizing your alcohol intake at office holiday parties and industry events is always a good idea. Advantages... it keeps you and others safe... reduces the chances of "I love you, Man" moments... and generally minimizes the chance of becoming company or industry folklore for years to come. If y...
Most people won't inherit millions of dollars, but according to the AARP, the median amount of today's inheritance is about $64,000. While that's not enough to provide financial security for life, it's still a lot of money and requires careful planning before deciding what to do with it. So there...
The Fed, which has regulatory powers over the nation's banking system, is proposing:Restricting lenders from penalizing certain subprime borrowers - those with tarnished credit or low incomes - who pay off their loans early. The restriction would apply to loans that meet certain conditions, inclu...
U.S. 10-year Treasuries gained a third day on speculation central banks will fail to restore confidence to financial markets and keep economic growth from slowing. Government debt also rose as Morgan Stanley, the second- biggest U.S. securities firm, reported a fourth-quarter loss after a $9.4 bi...

Kris Krajecki

Mortgage Broker Huntley, IL
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