Buying and Selling Tips

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Real Estate Agent - HomeTown Realtors - BRE 00560598

ARCHIVED BLOG POSTS

2011 

You will need a down payment. Down payment requirements vary depending on the loan type.  Most conventional loans currently require 10 - 15% down depending on the location of the property. FHA loans require 3.5% down and VA will still allow a veteran to buy with ZERO down payment. One reason for ...
01/30/2011
Contacting a lender prior to house hunting is important for another reason... checking to see if you are credit worthy.  The lending industry has tightened up and you want to be sure there are no "quirks" that will stand in your way. Upon receipt of your loan application one of the first things y...
01/24/2011
Today I'm starting a 10 part series of what you should know before starting the house hunt. TIP #1. Before you start looking for a home; get pre-qalified for a loan. Now you say, that sounds "just like a Lender"... Get Pre-qualified"!  Yes, but when talk to a real estate professional the same "ge...
01/18/2011
I try to be careful about letting too much information get out... about myself... my family... since I have seen first hand the difficulty of getting the genie back into the box... once identity theft has been accomplished. That is why I am sharing this tid bit of information with you my avid rea...
01/14/2011
... and that doesn't take into account all the other benefits of buying a new home! December of 2010 delivered a triple play of cash and tax savings to California new home buyers in Placer, Nevada and El Dorado Counties.   1.The Mortgage Credit Certificate where 20% of the interest paid on a buye...
01/13/2011
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Ingrid Pierson

Making Friends & Helping Friends with Real Estate
local_phone(530) 885-1545
smartphone(916) 709-5626
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Brings fresh information about Placer County lifestyle information... specializing in vineyards, vineyard homes and vineyard lifestyles. Opportunities for Home wine making, and local color and activities centered around local wineries, and venues of Auburn, Loomis and Newcastle. Additionally, with my background in lending I bring information about short sales, changes on laws and lending that impact you as the Seller and the bank approval process.