Buying and Selling Tips

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Real Estate Agent - HomeTown Realtors - BRE 00560598
RECENT BLOG POSTS
Yes, buying real estate is a big commitment but many times not buying real estate is a bigger mistake. Let's compare the costs of renting a property in today's market versus buying the same property today.  First to establish an example. My figures will work with any example, but let's use a home...
11/08/2009
Cash rebate for energy efficient applicances is coming to your state.    This program offering rebates on purchases of a wide array of home appliances certified as energy-efficient by the EPA'sEnergy Star program.  Consumers nationwide will be able to take advantage of this new federal program by...
10/21/2009
With all the troubles in the California Economy, it seems that even CalPERS is making changes that will be affecting PERS members ability to purchase and finance through the CalPERS home loan programs. These changes include the discontinuance of financing for nonconforming home loans... In short ...
10/16/2009
Are you a Veteran?  If so, 100% financing is still available to you for your home purchase financing through a single low rate 30 year fixed mortgage.  When many home buyers (especially first timers) are squeezed out of the market for lack of a down payment, Veterans can purchase with little to n...
09/14/2009
 A little known FHA loan program has gotten dusted off as the best tool for 1st time home buyers in the rush to purchase foreclosed properties. The number of re habilitation loans processed through the FHA's 203(k) loan program has more than doubled since last year to 11,493 at the end of July. 1...
08/18/2009
IRS is using advanced computer screening tools to catch"illicit first time" home buyers. - My advice is don't be one! The penalty can be up to three years in prison. So, free room and board? Hardly, this comes with a stiff price tag, of up to a $250,000 fine. The $8,000 credit looks like easy mon...
08/13/2009
The Mortgage Disclosure Improvement Act goes into effect July 30th.  How can this affect you? The Rule requires a seven business day waiting period once the initial disclosure is provided before closing a home loan (business days are every day except Sundays and Holidays). This means that before ...
07/29/2009
 Or....How to have that cake and eat it too!  What a fun day I had! My morning was working with 1st time buyers and my afternoon was working with a senior buyer researching the options available for the purchase of a lovely home in an active Senior Community. At 84 and with a current home free an...
06/20/2009
If you bought your home in the last 7 years you likely have reason for a property tax reduction.  In November 1978 Proposition 8 passed, amending Proposition 13 to recognize declines in value for property tax purposes. "As a result, Revenue & Taxation Code Section 51 requires the Assessor to annu...
04/28/2009
First Time California Homebuyers have gotten another reason to buy now and not wait for home prices to increase. The California Association of Realtors (C.A.R.) has enhanced the home buying process. Now First Time Buyers can apply for their unique Mortgage Protection Program. This protection whic...
04/24/2009
Rainmaker
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Ingrid Pierson

Making Friends & Helping Friends with Real Estate
local_phone(530) 885-1545
smartphone(916) 709-5626
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Brings fresh information about Placer County lifestyle information... specializing in vineyards, vineyard homes and vineyard lifestyles. Opportunities for Home wine making, and local color and activities centered around local wineries, and venues of Auburn, Loomis and Newcastle. Additionally, with my background in lending I bring information about short sales, changes on laws and lending that impact you as the Seller and the bank approval process.