RECENT BLOG POSTS
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Aaron and the CEO in question... certainly have a sense of humor! What a great way to start the week end... and the following week. I'd be for Friday afternoon meetings.. except for the traffic in trying to get home- a nightmare!LAUGH OF THE DAY: A Friday Meeting... A CEO of a major corporation...
07/31/2011
1995 was the last time that our government had a shutdown. I remember that it was a painful time for pretty much everyone... but it wasn't a panic. If it happens again this time... things may be a bit different but I expect many of the same issues will resurface just in a different way. At our...
07/16/2011
Who qualifies as a first time home buyer? That is a valid question. To answer it is important to know "who" is asking. The general definition is: Someone that has not owned a home in the past 3 years would be considered a 1st time home buyer. The word "home" becomes a key point. To prove lack of ...
07/11/2011
Choose your loan, before you shop for your home. There are two main types of loan catagories; Conventional Loans and Government Loans. The loan options available to you will be determined by: * Down Payment * Loan Amount * Loan to value or need for mortgage insurance * Credit score * Property Ty...
05/09/2011
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An early Easter present has been announced by FannieMae who in an effort to stabilize communities through the speedy resale of Fannie Mae owned homes is providing buyers with a 3.5% credit towards closing costs. This extra credit is being offered on Fannie Mae "HomePath Properties". The HomePath...
04/20/2011
Finding the loan that is "right" for you and your family. Tip Number 6 is that you should meet with a qualified lender to review program types BEFORE choosing a home. It is important to know what type of loan and which program before going out shopping to avoid disappointment. Essentially there...
04/20/2011
It is really amazing how the new Consumer Privacy Protection requirements are NEGATIVELY impacting folks trying to purchase a home. If you don't have a problem with your credit... count yourself very lucky! If you do... do not, I repeat, DO NOT dispute a minor error. A dispute will nullify you...
04/13/2011
Interest rate options can come with pricing differences. Those differences are called "points". A point is a fee charged by the lender, typically a percentage of the loan amount. Most buyers when inquiring about rates are looking for a rate quote at "par" pricing. This is the lowest interest ...
03/07/2011
Over the years I have financed a lot of houses for property buyers where there has been a Homeowners Association (HOA) You can find various kinds of HOAs- Single Family Homes and Condo or Townhouse HOAs This article pertains to single family houses. HOAs are typically formed by the builder/develo...
02/21/2011
You will need funds for down payment and for closing costs. Buyers typically tell me they have so much ($5,000 - 50,000) to put down. My question follows... Is that what you plan to invest in your purchase, or is that only for down payment... meaning that you will have additional funds for closi...
02/21/2011
Rainmaker
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Ingrid Pierson
Making Friends & Helping Friends with Real Estate
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Brings fresh information about Placer County lifestyle information... specializing in vineyards, vineyard homes and vineyard lifestyles. Opportunities for Home wine making, and local color and activities centered around local wineries, and venues of Auburn, Loomis and Newcastle.
Additionally, with my background in lending I bring information about short sales, changes on laws and lending that impact you as the Seller and the bank approval process.