Buying and Selling Tips

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Real Estate Agent - HomeTown Realtors - BRE 00560598
RECENT BLOG POSTS
If you purchased a home in 2010, you may be eligible to claim the First-Time Homebuyer Credit, whether you are a first-time homebuyer or a long-time resident purchasing a new home. The purchaser must have been at least 18 years old on the date of purchase; for a married couple, only one spouse mu...
02/08/2011
You will need a down payment. Down payment requirements vary depending on the loan type.  Most conventional loans currently require 10 - 15% down depending on the location of the property. FHA loans require 3.5% down and VA will still allow a veteran to buy with ZERO down payment. One reason for ...
01/30/2011
Contacting a lender prior to house hunting is important for another reason... checking to see if you are credit worthy.  The lending industry has tightened up and you want to be sure there are no "quirks" that will stand in your way. Upon receipt of your loan application one of the first things y...
01/24/2011
Today I'm starting a 10 part series of what you should know before starting the house hunt. TIP #1. Before you start looking for a home; get pre-qalified for a loan. Now you say, that sounds "just like a Lender"... Get Pre-qualified"!  Yes, but when talk to a real estate professional the same "ge...
01/18/2011
I try to be careful about letting too much information get out... about myself... my family... since I have seen first hand the difficulty of getting the genie back into the box... once identity theft has been accomplished. That is why I am sharing this tid bit of information with you my avid rea...
01/14/2011
... and that doesn't take into account all the other benefits of buying a new home! December of 2010 delivered a triple play of cash and tax savings to California new home buyers in Placer, Nevada and El Dorado Counties.   1.The Mortgage Credit Certificate where 20% of the interest paid on a buye...
01/13/2011
Who is letting our service men and women know that potentially they have until April 2011 to buy a home and qualify for the $8,000 cash tax credit? If it isn't you, as a Realtor or Lender, then everyone is missing out. The home buyer tax credit is available for qualified purchases with a binding ...
11/17/2010
When we hear the "credit" words such as; credit scores, timely or late payments, and ratings are typically what come to mind. But from a lender's point of view, credit is spelled with 4 "c"s and account for so much more than just scores, ratings or balances. The 4 "C"s are; Credit History, Capaci...
11/15/2010
If you are a first time home buyer you have a huge advantage in buying a newly built home from your favorite New Home Builder!  Through funds made available to the State of California, the School Facilities Fee Grant is back. If you don't know about this wonderful program you'll definitely want t...
10/28/2010
The CA New Home Tax Credit is winding down.  If you're in the shopping process, now is the time to make a decision.  Nearly 16,000 reservations have already been received totaling $103,000,000.  But, don't be discouraged, many of these applications have "fallen out" or been duplicates, therefore ...
09/27/2010
Rainmaker
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Ingrid Pierson

Making Friends & Helping Friends with Real Estate
local_phone(530) 885-1545
smartphone(916) 709-5626
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Brings fresh information about Placer County lifestyle information... specializing in vineyards, vineyard homes and vineyard lifestyles. Opportunities for Home wine making, and local color and activities centered around local wineries, and venues of Auburn, Loomis and Newcastle. Additionally, with my background in lending I bring information about short sales, changes on laws and lending that impact you as the Seller and the bank approval process.