Buying and Selling Tips

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Real Estate Agent - HomeTown Realtors - BRE 00560598
RECENT BLOG POSTS
September, the nights are cooling and the leaves in the vineyard are starting the transition from warm welcoming summer greens to the brilliant crimson and red of fall.  After the first pale green buddings and the voluptuous fullness of Zinfandel clusters, these fall days with the flaming bursts ...
09/12/2010
The challenge in today's market for 1st time home buyers - isn't new... It takes time to save 3.5% for a down payment and possibly more for the closing costs if the seller isn't ready or willing to assist.  Now however, CalHFA has brought forth a new program just in time for the fall selling seas...
09/11/2010
Last week while at the grocery store I overheard a couple discuss waiting for a repeat of the 1st Time Home Buyer's Tax Credit before making their home purchase. Fools. Now is a great time to buy a home. Yes, I said home... not house. A house is an investment... a home is where you and your famil...
08/16/2010
Thanking our service men, service women and veterans takes many shapes; a thank you note, signs at parades to support our troops, and in the case of the North State BIA (Building Industry Association), it comes in the form of boxes filled with “wish list” items sent overseas. Through the years, ...
07/28/2010
If your mortgage debt is partly or entirely forgiven during tax years 2007 through 2012, you may be able to claim special tax relief and exclude the debt forgiven from your income. Here are 10 facts the IRS wants you to know about Mortgage Debt Forgiveness. Normally, debt forgiveness results in t...
06/14/2010
It has been a LONG time since my husband and I purchased our first home.  Initially we looked at new homes when we were still living in the San Diego area.  We fell in love with a builder’s new home and pre qualified with the lender.  All the disclosure documents were mailed to us. No one took ti...
05/01/2010
Will rates rise tomorrow morning? - Much depends on the results of the GDP report. There are three reports scheduled for release tomorrow morning. The first is the preliminary version of the 1st Quarter Gross Domestic Product (GDP). This is arguably the single most important report that we see on...
04/29/2010
With 30 years combined experience in sales and lending I’d like to touch on the most common traps or trip ups when buying a home.   The Wrong House.  So what does the wrong house look like? It could be one that is either too large or too small for your family.  It could be that it needs too many ...
04/26/2010
So, what is a complete loan application and why is that important?  Over the course of the last few years with the "easy" lending, I have found that folks (including some loan consultants) have gotten lazy when it comes to the loan application.  What I mean by that is the application comes in wit...
04/14/2010
  Identity thieves get your personal information by many different means, including stealing a wallet or purse or accessing information you provide to an unsecured Internet site. (If on social media sites... DO NOT include your birthday information beyond day and month. They even look for persona...
03/26/2010
Rainmaker
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Ingrid Pierson

Making Friends & Helping Friends with Real Estate
local_phone(530) 885-1545
smartphone(916) 709-5626
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Brings fresh information about Placer County lifestyle information... specializing in vineyards, vineyard homes and vineyard lifestyles. Opportunities for Home wine making, and local color and activities centered around local wineries, and venues of Auburn, Loomis and Newcastle. Additionally, with my background in lending I bring information about short sales, changes on laws and lending that impact you as the Seller and the bank approval process.